Princeton Bancorp Inc. (BPRN) vs Oak Valley Bancorp (OVLY)
A side-by-side comparison of Princeton Bancorp Inc. and Oak Valley Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BPRN vs OVLY
growth of $100 · dividends reinvested · last 10yBPRN vs OVLY: by the numbers
- •BPRN is the larger company ($295M vs $291M market cap).
- •BPRN trades at the lower trailing earnings multiple (11.40 vs 12.24 P/E), one valuation lens rather than an overall verdict.
- •OVLY converts more revenue to profit (26.91% vs 18.99% net margin).
- •BPRN grew revenue faster over the past five years (14.27% vs 10.09% CAGR).
- •BPRN pays the higher dividend yield (3.22% vs 2.21%).
Metrics side by side
Valuation
| Metric | BPRN | OVLY |
|---|---|---|
| P/E ratio | 11.40 | 12.24 |
| Forward P/E | 11.29 | N/A |
| PEG ratio | 1.85 | 1.08 |
| P/S ratio | 2.17 | 3.33 |
| P/B ratio | 1.05 | 1.34 |
Profitability
| Metric | BPRN | OVLY |
|---|---|---|
| Operating margin | 24.56% | 34.33% |
| Net margin | 18.99% | 26.91% |
| ROE | 9.24% | 10.81% |
Princeton Bancorp Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Oak Valley Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BPRN | OVLY |
|---|---|---|
| Dividend yield | 3.22% | 2.21% |
| Payout ratio | 36.84% | 26.60% |
Growth (annualized)
| Metric | BPRN | OVLY |
|---|---|---|
| Revenue CAGR (5Y) | 14.27% | 10.09% |
| EPS CAGR (5Y) | 6.00% | 11.54% |
| Total return CAGR (5Y) | 11.50% | 15.86% |
Frequently asked
- Which has the lower trailing P/E, BPRN or OVLY?
- BPRN has the lower trailing P/E: BPRN trades at 11.40 and OVLY at 12.24. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BPRN or OVLY?
- Over the past five years, BPRN grew revenue faster — BPRN at a 14.27% CAGR versus OVLY at 10.09%.
- Does BPRN or OVLY pay a bigger dividend?
- BPRN yields 3.22% and OVLY yields 2.21% based on trailing dividends and the latest price.
- Is BPRN or OVLY more profitable?
- OVLY runs the higher net margin — BPRN at 18.99% versus OVLY at 26.91%.
- How have BPRN and OVLY total returns compared?
- Over the past 10 years, BPRN delivered 7.40% and OVLY delivered 14.49% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Princeton Bancorp & Oak Valley Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.