Princeton Bancorp Inc. (BPRN) vs Oak Valley Bancorp (OVLY)

A side-by-side comparison of Princeton Bancorp Inc. and Oak Valley Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BPRN vs OVLY

growth of $100 · dividends reinvested · last 10y
BPRN +104.2% (+7.4%/yr)OVLY +296.3% (+14.8%/yr)OVLY compounded faster over this window
100200300400Start $10020182020202220242026$204$396
BPRN OVLY

BPRN vs OVLY: by the numbers

  • •BPRN is the larger company ($295M vs $291M market cap).
  • •BPRN trades at the lower trailing earnings multiple (11.40 vs 12.24 P/E), one valuation lens rather than an overall verdict.
  • •OVLY converts more revenue to profit (26.91% vs 18.99% net margin).
  • •BPRN grew revenue faster over the past five years (14.27% vs 10.09% CAGR).
  • •BPRN pays the higher dividend yield (3.22% vs 2.21%).

Metrics side by side

Valuation

MetricBPRNOVLY
P/E ratio11.4012.24
Forward P/E11.29N/A
PEG ratio1.851.08
P/S ratio2.173.33
P/B ratio1.051.34

Profitability

MetricBPRNOVLY
Operating margin24.56%34.33%
Net margin18.99%26.91%
ROE9.24%10.81%

Princeton Bancorp Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Oak Valley Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBPRNOVLY
Dividend yield3.22%2.21%
Payout ratio36.84%26.60%

Growth (annualized)

MetricBPRNOVLY
Revenue CAGR (5Y)14.27%10.09%
EPS CAGR (5Y)6.00%11.54%
Total return CAGR (5Y)11.50%15.86%

Frequently asked

Which has the lower trailing P/E, BPRN or OVLY?
BPRN has the lower trailing P/E: BPRN trades at 11.40 and OVLY at 12.24. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BPRN or OVLY?
Over the past five years, BPRN grew revenue faster — BPRN at a 14.27% CAGR versus OVLY at 10.09%.
Does BPRN or OVLY pay a bigger dividend?
BPRN yields 3.22% and OVLY yields 2.21% based on trailing dividends and the latest price.
Is BPRN or OVLY more profitable?
OVLY runs the higher net margin — BPRN at 18.99% versus OVLY at 26.91%.
How have BPRN and OVLY total returns compared?
Over the past 10 years, BPRN delivered 7.40% and OVLY delivered 14.49% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.