Bank of the James Financial Group, Inc. (BOTJ) vs SUI Group Holdings Limited (SUIG)
A side-by-side comparison of Bank of the James Financial Group, Inc. and SUI Group Holdings Limited across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BOTJ vs SUIG
growth of $100 · dividends reinvested · last 1yBOTJ vs SUIG: by the numbers
- •BOTJ is the larger company ($124M vs $120M market cap).
- •SUIG converts more revenue to profit (26275.39% vs 18.94% net margin).
- •BOTJ pays a dividend (1.46% yield), while SUIG is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | BOTJ | SUIG |
|---|---|---|
| P/E ratio | 10.78 | N/A |
| PEG ratio | 0.78 | N/A |
| P/S ratio | 2.04 | N/A |
| P/B ratio | 1.49 | 1.43 |
Profitability
| Metric | BOTJ | SUIG |
|---|---|---|
| Operating margin | 16.96% | 26489.50% |
| Net margin | 18.94% | 26275.39% |
| ROE | 13.82% | -424.60% |
Bank of the James Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
SUI Group Holdings Limited: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BOTJ | SUIG |
|---|---|---|
| Dividend yield | 1.46% | N/A |
| Payout ratio | 15.81% | N/A |
Growth (annualized)
| Metric | BOTJ | SUIG |
|---|---|---|
| Revenue CAGR (5Y) | 8.69% | N/A |
| EPS CAGR (5Y) | 13.86% | N/A |
| Total return CAGR (5Y) | 15.32% | N/A |
Frequently asked
- Does BOTJ or SUIG pay a bigger dividend?
- BOTJ pays a dividend (1.46% yield), while SUIG is a former payer with no current dividend run rate.
- Is BOTJ or SUIG more profitable?
- SUIG runs the higher net margin — BOTJ at 18.94% versus SUIG at 26275.39%.
Go deeper
Dig into the metrics
Bank of the James Financial & SUI Group appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.