Does BMHL or BOTJ pay a bigger dividend?

BOTJ pays a dividend (1.46% yield), while BMHL has no payments in the available dividend history.

Is BMHL or BOTJ more profitable?

BOTJ runs the higher net margin — BMHL at 16.37% versus BOTJ at 18.94%.

Bluemount Holdings Limited (BMHL) vs Bank of the James Financial Group, Inc. (BOTJ)

A side-by-side comparison of Bluemount Holdings Limited and Bank of the James Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BMHL

Bluemount Holdings Limited

$124M

$4.84Financial ServicesDelayed quote: Oct 6, 2026, 11:09 AM EDT

BOTJ

Bank of the James Financial Group, Inc.

$125M

$27.60Financial ServicesDelayed quote: Oct 6, 2026, 11:33 AM EDT

Total return — BMHL vs BOTJ

growth of $100 · dividends reinvested · last 1y

BMHL +11.8% (+11.7%/yr)BOTJ +99.5% (+99.5%/yr)BOTJ compounded faster over this window

BMHL BOTJ

BMHL vs BOTJ: by the numbers

•BOTJ is the larger company ($125M vs $124M market cap).
•BOTJ converts more revenue to profit (18.94% vs 16.37% net margin).
•BOTJ pays a dividend (1.46% yield), while BMHL has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	BMHL	BOTJ
P/E ratio	N/A	10.91
PEG ratio	N/A	0.79
P/S ratio	N/A	2.07
P/B ratio	11.21	1.51

Profitability

Metric	BMHL	BOTJ
Gross margin	25.94%	N/A
Operating margin	4.63%	16.96%
Net margin	16.37%	18.94%
ROE	11.81%	13.82%

Bank of the James Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BMHL	BOTJ
Dividend yield	N/A	1.46%
Payout ratio	N/A	15.81%

Growth (annualized)

Metric	BMHL	BOTJ
Revenue CAGR (5Y)	N/A	8.69%
EPS CAGR (5Y)	N/A	13.86%
Total return CAGR (5Y)	N/A	15.32%

Frequently asked

Does BMHL or BOTJ pay a bigger dividend?: BOTJ pays a dividend (1.46% yield), while BMHL has no payments in the available dividend history.
Is BMHL or BOTJ more profitable?: BOTJ runs the higher net margin — BMHL at 16.37% versus BOTJ at 18.94%.

Go deeper

Full BMHL analysis Full BOTJ analysis Interactive comparison tool

Dig into the metrics

Bank of the James Financial P/E ratio Bank of the James Financial dividend yield Bluemount ROE Bank of the James Financial ROE Bluemount operating margin Bank of the James Financial operating margin Bluemount revenue growth Bank of the James Financial revenue growth

Bluemount & Bank of the James Financial appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.