Which has the lower trailing P/E, BL or PGY?

PGY has the lower trailing P/E: BL trades at 49.99 and PGY at 13.18. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BL or PGY?

Over the past five years, PGY grew revenue faster — BL at a 13.62% CAGR versus PGY at 38.89%.

Is BL or PGY more profitable?

PGY runs the higher net margin — BL at 4.75% versus PGY at 9.57%.

How have BL and PGY total returns compared?

Over the past 5 years, BL delivered -24.76% and PGY delivered -31.14% annualized total return. Past performance doesn't predict future results.

BlackLine, Inc. (BL) vs Pagaya Technologies Ltd. (PGY)

A side-by-side comparison of BlackLine, Inc. and Pagaya Technologies Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BlackLine, Inc.

$1.65B

$28.17TechnologyDelayed quote: Oct 6, 2026, 4:00 PM EDT

PGY

Pagaya Technologies Ltd.

$1.51B

$18.05TechnologyDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — BL vs PGY

growth of $100 · dividends reinvested · last 5y

BL -76.0% (-24.8%/yr)PGY -84.7% (-31.3%/yr)BL compounded faster over this window

BL PGY

BL vs PGY: by the numbers

•BL is the larger company ($1.65B vs $1.51B market cap).
•PGY trades at the lower trailing earnings multiple (13.18 vs 49.99 P/E), one valuation lens rather than an overall verdict.
•PGY converts more revenue to profit (9.57% vs 4.75% net margin).
•PGY grew revenue faster over the past five years (38.89% vs 13.62% CAGR).

Metrics side by side

Valuation

Metric	BL	PGY
P/E ratio	49.99	13.18
Forward P/E	N/A	10.79
PEG ratio	N/A	0.47
P/S ratio	2.26	1.14
P/B ratio	5.23	2.53
EV / EBITDA	23.78	7.13
FCF yield	10.31%	16.72%

Profitability

Metric	BL	PGY
Gross margin	75.53%	40.64%
Operating margin	5.62%	21.20%
Net margin	4.75%	9.57%
ROE	11.00%	21.34%
ROIC	2.34%	18.08%

Growth (annualized)

Metric	BL	PGY
Revenue CAGR (5Y)	13.62%	38.89%
EPS CAGR (5Y)	N/A	26.14%
FCF CAGR (5Y)	23.90%	74.24%
Total return CAGR (5Y)	-24.76%	-31.14%

Frequently asked

Which has the lower trailing P/E, BL or PGY?: PGY has the lower trailing P/E: BL trades at 49.99 and PGY at 13.18. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BL or PGY?: Over the past five years, PGY grew revenue faster — BL at a 13.62% CAGR versus PGY at 38.89%.
Is BL or PGY more profitable?: PGY runs the higher net margin — BL at 4.75% versus PGY at 9.57%.
How have BL and PGY total returns compared?: Over the past 5 years, BL delivered -24.76% and PGY delivered -31.14% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BL analysis Full PGY analysis Interactive comparison tool

Dig into the metrics

BlackLine P/E ratio Pagaya Technologies P/E ratio BlackLine ROE Pagaya Technologies ROE BlackLine operating margin Pagaya Technologies operating margin BlackLine revenue growth Pagaya Technologies revenue growth BlackLine free cash flow Pagaya Technologies free cash flow

BlackLine & Pagaya Technologies appear in these rankings

Fastest Revenue Growth Stocks Highest ROIC Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.