Bill.com Holdings, Inc. (BILL) vs Cloudflare, Inc. (NET)

A side-by-side comparison of Bill.com Holdings, Inc. and Cloudflare, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 14, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnBILL vs NET

growth of $100 · dividends reinvested · last 7y
BILL +44.5% (+5.4%/yr)NET +1826.8% (+52.6%/yr)NET compounded faster over this window
Log scale — wide-divergence pair
101001k10kStart $100202120232025$145$1,927
BILL NET

BILL vs NET: by the numbers

  • NET is the larger company ($112.04B vs $4.96B market cap).
  • BILL is profitable (0.01% net margin) while NET runs a net loss (-8.21%).
  • BILL grew revenue faster over the past five years (51.27% vs 36.49% CAGR).

Metrics side by side

Valuation

MetricBILLNET
Forward P/E19.39276.28
P/S ratio3.2846.66
P/B ratio1.3872.36
EV / EBITDA116.37N/A
FCF yield7.30%0.39%

Profitability

MetricBILLNET
Gross margin80.70%72.58%
Operating margin-3.52%-14.11%
Net margin0.01%-8.21%
ROE0.00%-12.73%
ROIC-1.11%-4.10%

Growth (annualized)

MetricBILLNET
Revenue CAGR (5Y)51.27%36.49%
Total return CAGR (5Y)-24.41%22.13%

Frequently asked

Which has grown faster, BILL or NET?
Over the past five years, BILL grew revenue faster — BILL at a 51.27% CAGR versus NET at 36.49%.
Is BILL or NET more profitable?
BILL runs the higher net margin — BILL at 0.01% versus NET at -8.21%.
How have BILL and NET total returns compared?
Over the past 5 years, BILL delivered -24.41% and NET delivered 22.13% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 14, 2026.