Which has grown faster, BILL or EPAM?

Over the past five years, BILL grew revenue faster — BILL at a 51.27% CAGR versus EPAM at 14.78%.

Is BILL or EPAM more profitable?

EPAM runs the higher net margin — BILL at 0.01% versus EPAM at 6.96%.

Which has been the better investment, BILL or EPAM?

Over the past 5-year, EPAM delivered the higher annualized total return — BILL at -26.74% versus EPAM at 2.92%. Past performance doesn't predict future results.

Bill.com Holdings, Inc. (BILL) vs EPAM Systems, Inc. (EPAM)

EPAM leads on 7 of 12 compared metrics.

A side-by-side comparison of Bill.com Holdings, Inc. and EPAM Systems, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

BILL

Bill.com Holdings, Inc.

Total return — BILL vs EPAM

growth of $100 · last 6y

BILL -6.5%EPAM -53.9%BILL compounded faster

BILL EPAM

BILL vs EPAM: by the numbers

•EPAM is the larger company ($4.98B vs $3.30B market cap).
•EPAM converts more revenue to profit (6.96% vs 0.01% net margin).
•BILL grew revenue faster over the past five years (51.27% vs 14.78% CAGR).

Which is better, BILL or EPAM?

Metric tally: BILL 5 · EPAM 7

It depends on what you're optimizing for:

GrowthBILL(faster 5Y revenue CAGR)

QualityEPAM(higher ROIC)

Metrics side by side

Valuation

Metric	BILL	EPAM
P/E ratio	—	13.68
Forward P/E	9.93	7.31●
P/S ratio	2.12	0.93●
P/B ratio	0.89●	1.51
PEG ratio	—	4.78
EV / EBITDA	31.34	6.52●
FCF yield	11.29%●	10.52%

Profitability

Metric	BILL	EPAM
Gross margin	80.70%●	27.92%
Operating margin	-3.52%	9.91%●
Net margin	0.01%	6.96%●
ROE	0.00%	11.27%●
ROIC	-1.11%	9.82%●

Growth (annualized)

Metric	BILL	EPAM
Revenue CAGR (5Y)	51.27%●	14.78%
EPS CAGR (5Y)	—	2.86%
FCF CAGR (5Y)	—	4.18%
Total return CAGR (5Y)	-26.74%●	-28.44%

Frequently asked

Which is better, BILL or EPAM?: It depends on your goal. growth: BILL (faster 5Y revenue CAGR); quality: EPAM (higher ROIC). Across all compared metrics, EPAM leads 7 to 5.
Which has grown faster, BILL or EPAM?: Over the past five years, BILL grew revenue faster — BILL at a 51.27% CAGR versus EPAM at 14.78%.
Is BILL or EPAM more profitable?: EPAM runs the higher net margin — BILL at 0.01% versus EPAM at 6.96%.
Which has been the better investment, BILL or EPAM?: Over the past 5-year, EPAM delivered the higher annualized total return — BILL at -26.74% versus EPAM at 2.92%. Past performance doesn't predict future results.

Go deeper

Full BILL analysis Full EPAM analysis Interactive comparison tool

Dig into the metrics

Bill.com P/E ratio EPAM Systems P/E ratio Bill.com dividend yield EPAM Systems dividend yield Bill.com ROE EPAM Systems ROE Bill.com operating margin EPAM Systems operating margin Bill.com revenue growth EPAM Systems revenue growth Bill.com free cash flow EPAM Systems free cash flow

Bill.com & EPAM Systems appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.