Burke & Herbert Financial Services Corp. (BHRB) vs Jefferson Capital, Inc. Common Stock (JCAP)
A side-by-side comparison of Burke & Herbert Financial Services Corp. and Jefferson Capital, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BHRB vs JCAP
growth of $100 · dividends reinvested · last 1yBHRB vs JCAP: by the numbers
- •BHRB is the larger company ($1.40B vs $1.22B market cap).
- •JCAP converts more revenue to profit (23.50% vs 21.89% net margin).
- •JCAP grew revenue faster over the past five years (54.92% vs 30.19% CAGR).
- •JCAP pays the higher dividend yield (4.88% vs 3.18%).
Metrics side by side
Valuation
| Metric | BHRB | JCAP |
|---|---|---|
| P/E ratio | 11.09 | N/A |
| Forward P/E | 9.16 | 6.67 |
| PEG ratio | 0.60 | N/A |
| P/S ratio | 3.15 | 1.85 |
| P/B ratio | 1.17 | 2.56 |
Profitability
| Metric | BHRB | JCAP |
|---|---|---|
| Operating margin | 27.12% | 51.61% |
| Net margin | 21.89% | 23.50% |
| ROE | 8.07% | 32.55% |
Burke & Herbert Financial Services Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Jefferson Capital, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BHRB | JCAP |
|---|---|---|
| Dividend yield | 3.18% | 4.88% |
| Payout ratio | 35.14% | N/A |
Growth (annualized)
| Metric | BHRB | JCAP |
|---|---|---|
| Revenue CAGR (5Y) | 30.19% | 54.92% |
| EPS CAGR (5Y) | 18.55% | 20.35% |
| Total return CAGR (5Y) | 8.92% | N/A |
Frequently asked
- Which has grown faster, BHRB or JCAP?
- Over the past five years, JCAP grew revenue faster — BHRB at a 30.19% CAGR versus JCAP at 54.92%.
- Does BHRB or JCAP pay a bigger dividend?
- BHRB yields 3.18% and JCAP yields 4.88% based on trailing dividends and the latest price.
- Is BHRB or JCAP more profitable?
- JCAP runs the higher net margin — BHRB at 21.89% versus JCAP at 23.50%.
Go deeper
Dig into the metrics
Burke & Herbert Financial Services & Jefferson Capital, Inc. Common Stock appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.