Brighthouse Financial, Inc. (BHFAP) vs Merchants Bancorp (MBINN)
A side-by-side comparison of Brighthouse Financial, Inc. and Merchants Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BHFAP vs MBINN
growth of $100 · dividends reinvested · last 6yBHFAP vs MBINN: by the numbers
- •MBINN is the larger company ($2.39B vs $2.26B market cap).
- •BHFAP trades at the lower trailing earnings multiple (1.07 vs 3.81 P/E), one valuation lens rather than an overall verdict.
- •MBINN converts more revenue to profit (20.51% vs 13.22% net margin).
- •MBINN grew revenue faster over the past five years (23.60% vs -5.56% CAGR).
- •BHFAP pays the higher dividend yield (12.12% vs 7.92%).
Metrics side by side
Valuation
| Metric | BHFAP | MBINN |
|---|---|---|
| P/E ratio | 1.07 | 3.81 |
| Forward P/E | N/A | 3.40 |
| P/S ratio | 0.36 | 1.83 |
| P/B ratio | 0.34 | 1.30 |
Profitability
| Metric | BHFAP | MBINN |
|---|---|---|
| Operating margin | 15.52% | 21.15% |
| Net margin | 13.22% | 20.51% |
| ROE | 12.69% | 11.22% |
Brighthouse Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Merchants Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BHFAP | MBINN |
|---|---|---|
| Dividend yield | 12.12% | 7.92% |
| Payout ratio | 13.02% | 30.12% |
Growth (annualized)
| Metric | BHFAP | MBINN |
|---|---|---|
| Revenue CAGR (5Y) | -5.56% | 23.60% |
| EPS CAGR (5Y) | N/A | -0.37% |
| Total return CAGR (5Y) | -5.42% | 0.54% |
Frequently asked
- Which has the lower trailing P/E, BHFAP or MBINN?
- BHFAP has the lower trailing P/E: BHFAP trades at 1.07 and MBINN at 3.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BHFAP or MBINN?
- Over the past five years, MBINN grew revenue faster — BHFAP at a -5.56% CAGR versus MBINN at 23.60%.
- Does BHFAP or MBINN pay a bigger dividend?
- BHFAP yields 12.12% and MBINN yields 7.92% based on trailing dividends and the latest price.
- Is BHFAP or MBINN more profitable?
- MBINN runs the higher net margin — BHFAP at 13.22% versus MBINN at 20.51%.
- How have BHFAP and MBINN total returns compared?
- Over the past 5 years, BHFAP delivered -5.42% and MBINN delivered 0.54% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Brighthouse Financial & Merchants Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.