Brighthouse Financial, Inc. (BHFAP) vs Merchants Bancorp (MBINN)

A side-by-side comparison of Brighthouse Financial, Inc. and Merchants Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BHFAP vs MBINN

growth of $100 · dividends reinvested · last 6y
BHFAP -22.9% (-4.3%/yr)MBINN +11.5% (+1.8%/yr)MBINN compounded faster over this window
80100120Start $10020222023202420252026$77$111
BHFAP MBINN

BHFAP vs MBINN: by the numbers

  • •MBINN is the larger company ($2.39B vs $2.26B market cap).
  • •BHFAP trades at the lower trailing earnings multiple (1.07 vs 3.81 P/E), one valuation lens rather than an overall verdict.
  • •MBINN converts more revenue to profit (20.51% vs 13.22% net margin).
  • •MBINN grew revenue faster over the past five years (23.60% vs -5.56% CAGR).
  • •BHFAP pays the higher dividend yield (12.12% vs 7.92%).

Metrics side by side

Valuation

MetricBHFAPMBINN
P/E ratio1.073.81
Forward P/EN/A3.40
P/S ratio0.361.83
P/B ratio0.341.30

Profitability

MetricBHFAPMBINN
Operating margin15.52%21.15%
Net margin13.22%20.51%
ROE12.69%11.22%

Brighthouse Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Merchants Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBHFAPMBINN
Dividend yield12.12%7.92%
Payout ratio13.02%30.12%

Growth (annualized)

MetricBHFAPMBINN
Revenue CAGR (5Y)-5.56%23.60%
EPS CAGR (5Y)N/A-0.37%
Total return CAGR (5Y)-5.42%0.54%

Frequently asked

Which has the lower trailing P/E, BHFAP or MBINN?
BHFAP has the lower trailing P/E: BHFAP trades at 1.07 and MBINN at 3.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BHFAP or MBINN?
Over the past five years, MBINN grew revenue faster — BHFAP at a -5.56% CAGR versus MBINN at 23.60%.
Does BHFAP or MBINN pay a bigger dividend?
BHFAP yields 12.12% and MBINN yields 7.92% based on trailing dividends and the latest price.
Is BHFAP or MBINN more profitable?
MBINN runs the higher net margin — BHFAP at 13.22% versus MBINN at 20.51%.
How have BHFAP and MBINN total returns compared?
Over the past 5 years, BHFAP delivered -5.42% and MBINN delivered 0.54% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.