Brighthouse Financial, Inc. (BHFAP) vs Merchants Bancorp (MBINL)

A side-by-side comparison of Brighthouse Financial, Inc. and Merchants Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BHFAP vs MBINL

growth of $100 · dividends reinvested · last 2y
BHFAP -30.6% (-16.7%/yr)MBINL +6.6% (+3.3%/yr)MBINL compounded faster over this window
708090100110Start $10020252026$69$107
BHFAP MBINL

BHFAP vs MBINL: by the numbers

  • •MBINL is the larger company ($2.38B vs $2.25B market cap).
  • •BHFAP trades at the lower trailing earnings multiple (1.07 vs 4.66 P/E), one valuation lens rather than an overall verdict.
  • •MBINL converts more revenue to profit (20.51% vs 13.22% net margin).
  • •MBINL grew revenue faster over the past five years (23.60% vs -5.56% CAGR).
  • •BHFAP pays the higher dividend yield (12.12% vs 8.34%).

Metrics side by side

Valuation

MetricBHFAPMBINL
P/E ratio1.074.66
Forward P/EN/A4.16
P/S ratio0.361.82
P/B ratio0.341.29

Profitability

MetricBHFAPMBINL
Operating margin15.52%21.15%
Net margin13.22%20.51%
ROE12.69%11.22%

Brighthouse Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Merchants Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBHFAPMBINL
Dividend yield12.12%8.34%
Payout ratio13.02%38.31%

Growth (annualized)

MetricBHFAPMBINL
Revenue CAGR (5Y)-5.56%23.60%
EPS CAGR (5Y)N/A-0.37%
Total return CAGR (5Y)-5.42%N/A

Frequently asked

Which has the lower trailing P/E, BHFAP or MBINL?
BHFAP has the lower trailing P/E: BHFAP trades at 1.07 and MBINL at 4.66. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BHFAP or MBINL?
Over the past five years, MBINL grew revenue faster — BHFAP at a -5.56% CAGR versus MBINL at 23.60%.
Does BHFAP or MBINL pay a bigger dividend?
BHFAP yields 12.12% and MBINL yields 8.34% based on trailing dividends and the latest price.
Is BHFAP or MBINL more profitable?
MBINL runs the higher net margin — BHFAP at 13.22% versus MBINL at 20.51%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.