BancFirst Corporation (BANF) vs Sezzle Inc. (SEZL)
A side-by-side comparison of BancFirst Corporation and Sezzle Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
BANF
BancFirst Corporation
$107.22Financial ServicesDelayed quote: Oct 6, 2026, 1:04 PM EDT
SEZL
Sezzle Inc.
$112.91Financial ServicesDelayed quote: Oct 6, 2026, 1:05 PM EDT
Total return — BANF vs SEZL
growth of $100 · dividends reinvested · last 6yBANF +216.7% (+21.2%/yr)SEZL +2671.3% (+74.0%/yr)SEZL compounded faster over this window
Log scale — wide-divergence pair
BANF SEZL
BANF vs SEZL: by the numbers
- •SEZL is the larger company ($3.80B vs $3.60B market cap).
- •BANF trades at the lower trailing earnings multiple (14.47 vs 24.65 P/E), one valuation lens rather than an overall verdict.
- •BANF converts more revenue to profit (32.25% vs 30.35% net margin).
- •SEZL grew revenue faster over the past five years (42.22% vs 10.17% CAGR).
- •BANF pays a dividend (1.85% yield), while SEZL has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | BANF | SEZL |
|---|---|---|
| P/E ratio | 14.47 | 24.65 |
| Forward P/E | 13.91 | 21.53 |
| PEG ratio | 0.77 | N/A |
| P/S ratio | 4.61 | 7.14 |
| P/B ratio | 1.84 | 16.30 |
| EV / EBITDA | N/A | 17.71 |
| FCF yield | N/A | 8.60% |
Profitability
| Metric | BANF | SEZL |
|---|---|---|
| Gross margin | N/A | 90.80% |
| Operating margin | 41.06% | 40.39% |
| Net margin | 32.25% | 30.35% |
| ROE | 12.87% | 69.29% |
| ROIC | N/A | 48.64% |
BancFirst Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BANF | SEZL |
|---|---|---|
| Dividend yield | 1.85% | N/A |
| Payout ratio | 26.86% | N/A |
Growth (annualized)
| Metric | BANF | SEZL |
|---|---|---|
| Revenue CAGR (5Y) | 10.17% | 42.22% |
| EPS CAGR (5Y) | 18.81% | N/A |
| Total return CAGR (5Y) | 13.65% | 69.10% |
Frequently asked
- Which has the lower trailing P/E, BANF or SEZL?
- BANF has the lower trailing P/E: BANF trades at 14.47 and SEZL at 24.65. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BANF or SEZL?
- Over the past five years, SEZL grew revenue faster — BANF at a 10.17% CAGR versus SEZL at 42.22%.
- Does BANF or SEZL pay a bigger dividend?
- BANF pays a dividend (1.85% yield), while SEZL has no payments in the available dividend history.
- Is BANF or SEZL more profitable?
- BANF runs the higher net margin — BANF at 32.25% versus SEZL at 30.35%.
- How have BANF and SEZL total returns compared?
- Over the past 5 years, BANF delivered 13.65% and SEZL delivered 69.10% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
BancFirst P/E ratioSezzle P/E ratioBancFirst dividend yieldBancFirst ROESezzle ROEBancFirst operating marginSezzle operating marginBancFirst revenue growthSezzle revenue growthSezzle free cash flow
BancFirst & Sezzle appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.