BayFirst Financial Corp. (BAFN) vs Kestrel Group Ltd (KG)
A side-by-side comparison of BayFirst Financial Corp. and Kestrel Group Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BAFN vs KG
growth of $100 · dividends reinvested · last 1yBAFN vs KG: by the numbers
- •KG is the larger company ($40M vs $31M market cap).
- •Both run net losses; KG's is the smaller (-80.82% vs -91.62% net margin).
Metrics side by side
Valuation
| Metric | BAFN | KG |
|---|---|---|
| P/S ratio | 0.47 | 0.84 |
| P/B ratio | 1.20 | 0.35 |
Profitability
| Metric | BAFN | KG |
|---|---|---|
| Operating margin | -29.59% | 145.69% |
| Net margin | -91.62% | -80.82% |
| ROE | -51.50% | -33.63% |
BayFirst Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Kestrel Group Ltd: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Growth (annualized)
| Metric | BAFN | KG |
|---|---|---|
| Revenue CAGR (5Y) | -17.63% | N/A |
| Total return CAGR (5Y) | -22.05% | N/A |
Go deeper
Dig into the metrics
BayFirst Financial & Kestrel appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.