Which has grown faster, BAFN or GROW?

Neither grew: over the past five years both shrank revenue, with GROW's decline the smaller — BAFN at a -17.63% CAGR versus GROW at -16.87%.

Does BAFN or GROW pay a bigger dividend?

GROW pays a dividend (3.10% yield), while BAFN is a former payer with no current dividend run rate.

Is BAFN or GROW more profitable?

GROW runs the higher net margin — BAFN at -91.62% versus GROW at 36.28%.

How have BAFN and GROW total returns compared?

Over the past 5 years, BAFN delivered -22.05% and GROW delivered -10.69% annualized total return. Past performance doesn't predict future results.

BayFirst Financial Corp. (BAFN) vs U.S. Global Investors, Inc. (GROW)

A side-by-side comparison of BayFirst Financial Corp. and U.S. Global Investors, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BAFN

BayFirst Financial Corp.

$31M

$7.54Financial ServicesDelayed quote: Oct 6, 2026, 10:03 AM EDT

GROW

U.S. Global Investors, Inc.

$37M

$2.93Financial ServicesDelayed quote: Oct 6, 2026, 10:04 AM EDT

Total return — BAFN vs GROW

growth of $100 · dividends reinvested · last 7y

BAFN -49.3% (-9.3%/yr)GROW +128.0% (+12.5%/yr)GROW compounded faster over this window

BAFN GROW

BAFN vs GROW: by the numbers

•GROW is the larger company ($37M vs $31M market cap).
•GROW is profitable (36.28% net margin) while BAFN runs a net loss (-91.62%).
•Both shrank revenue over the past five years; GROW's decline was smaller (-16.87% vs -17.63% CAGR).
•GROW pays a dividend (3.10% yield), while BAFN is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	BAFN	GROW
P/E ratio	N/A	11.22
P/S ratio	0.47	4.40
P/B ratio	1.21	0.82

Profitability

Metric	BAFN	GROW
Gross margin	N/A	98.92%
Operating margin	-29.59%	29.33%
Net margin	-91.62%	36.28%
ROE	-51.50%	6.77%

BayFirst Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BAFN	GROW
Dividend yield	N/A	3.10%
Payout ratio	N/A	34.51%

Growth (annualized)

Metric	BAFN	GROW
Revenue CAGR (5Y)	-17.63%	-16.87%
EPS CAGR (5Y)	N/A	-35.32%
Total return CAGR (5Y)	-22.05%	-10.69%

Frequently asked

Which has grown faster, BAFN or GROW?: Neither grew: over the past five years both shrank revenue, with GROW's decline the smaller — BAFN at a -17.63% CAGR versus GROW at -16.87%.
Does BAFN or GROW pay a bigger dividend?: GROW pays a dividend (3.10% yield), while BAFN is a former payer with no current dividend run rate.
Is BAFN or GROW more profitable?: GROW runs the higher net margin — BAFN at -91.62% versus GROW at 36.28%.
How have BAFN and GROW total returns compared?: Over the past 5 years, BAFN delivered -22.05% and GROW delivered -10.69% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BAFN analysis Full GROW analysis Interactive comparison tool

Dig into the metrics

U.S. Global Investors P/E ratio U.S. Global Investors dividend yield BayFirst Financial ROE U.S. Global Investors ROE BayFirst Financial operating margin U.S. Global Investors operating margin BayFirst Financial revenue growth U.S. Global Investors revenue growth

BayFirst Financial & U.S. Global Investors appear in these rankings

Highest Dividend Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.