BayFirst Financial Corp. (BAFN) vs Beeline Holdings Inc. (BLNE)
A side-by-side comparison of BayFirst Financial Corp. and Beeline Holdings Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BAFN vs BLNE
growth of $100 · dividends reinvested · last 7yBAFN vs BLNE: by the numbers
- •BAFN is the larger company ($32M vs $24M market cap).
- •Both run net losses; BAFN's is the smaller (-91.62% vs -201.03% net margin).
- •Both shrank revenue over the past five years; BLNE's decline was smaller (-6.18% vs -17.63% CAGR).
Metrics side by side
Valuation
| Metric | BAFN | BLNE |
|---|---|---|
| P/S ratio | 0.49 | 2.35 |
| P/B ratio | 1.24 | 0.48 |
Profitability
| Metric | BAFN | BLNE |
|---|---|---|
| Operating margin | -29.59% | -247.36% |
| Net margin | -91.62% | -201.03% |
| ROE | -51.50% | -40.68% |
BayFirst Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Beeline Holdings Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Growth (annualized)
| Metric | BAFN | BLNE |
|---|---|---|
| Revenue CAGR (5Y) | -17.63% | -6.18% |
| Total return CAGR (5Y) | -22.05% | -72.69% |
Frequently asked
- Which has grown faster, BAFN or BLNE?
- Neither grew: over the past five years both shrank revenue, with BLNE's decline the smaller — BAFN at a -17.63% CAGR versus BLNE at -6.18%.
- How have BAFN and BLNE total returns compared?
- Over the past 5 years, BAFN delivered -22.05% and BLNE delivered -72.69% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.