Bank of America Corporation (BAC) vs Target Corporation (TGT)

A side-by-side comparison of Bank of America Corporation and Target Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: BAC is classified in Financial Services; TGT is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnBAC vs TGT

growth of $100 · dividends reinvested · last 30y
BAC +539.7%TGT +3345.1%TGT compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$640$3,445
BAC TGT

BAC vs TGT: by the numbers

  • BAC is the larger company ($444.39B vs $65.49B market cap).
  • BAC trades at the lower trailing earnings multiple (14.32 vs 18.54 P/E), one valuation lens rather than an overall verdict.
  • BAC converts more revenue to profit (18.95% vs 3.24% net margin).
  • BAC grew revenue faster over the past five years (14.65% vs -0.29% CAGR).
  • TGT pays the higher dividend yield (3.25% vs 1.80%).

Metrics side by side

Valuation

MetricBACTGT
P/E ratio14.3218.54
Forward P/E13.4419.22
P/S ratio2.550.60
P/B ratio1.513.90
PEG ratio0.73N/A
EV / EBITDAN/A9.98
FCF yieldN/A4.89%

Profitability

MetricBACTGT
Gross margin56.08%28.14%
Operating margin24.70%4.49%
Net margin18.95%3.24%
ROE11.18%21.04%
ROIC3.39%9.76%

Dividends

MetricBACTGT
Dividend yield1.80%3.25%
Payout ratio28.87%55.88%

Growth (annualized)

MetricBACTGT
Revenue CAGR (5Y)14.65%-0.29%
EPS CAGR (5Y)15.60%-1.34%
FCF CAGR (5Y)N/A-17.01%
Total return CAGR (5Y)13.03%-8.75%

Frequently asked

Which has the lower trailing P/E, BAC or TGT?
BAC has the lower trailing P/E: BAC trades at 14.32 and TGT at 18.54. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BAC or TGT?
Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus TGT at -0.29%.
Does BAC or TGT pay a bigger dividend?
BAC yields 1.80% and TGT yields 3.25% based on trailing dividends and the latest price.
Is BAC or TGT more profitable?
BAC runs the higher net margin — BAC at 18.95% versus TGT at 3.24%.
How have BAC and TGT total returns compared?
Over the past 10 years, BAC delivered 18.14% and TGT delivered 9.69% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.