Bank of America Corporation (BAC) vs Oracle Corporation (ORCL)
A side-by-side comparison of Bank of America Corporation and Oracle Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: BAC is classified in Financial Services; ORCL is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
BAC
Bank of America Corporation
$62.62Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
ORCL
Oracle Corporation
$119.99TechnologyDelayed quote: Jul 28, 2026, 3:59 PM EDT
Total return — BAC vs ORCL
growth of $100 · dividends reinvested · last 30yBAC +539.7%ORCL +3573.7%ORCL compounded faster
Log scale — wide-divergence pair
BAC ORCL
BAC vs ORCL: by the numbers
- •BAC is the larger company ($444.39B vs $345.63B market cap).
- •BAC trades at the lower trailing earnings multiple (14.32 vs 20.57 P/E), one valuation lens rather than an overall verdict.
- •ORCL converts more revenue to profit (25.37% vs 18.95% net margin).
- •BAC grew revenue faster over the past five years (14.65% vs 10.72% CAGR).
- •BAC pays the higher dividend yield (1.80% vs 1.67%).
Metrics side by side
Valuation
| Metric | BAC | ORCL |
|---|---|---|
| P/E ratio | 14.32 | 20.57 |
| Forward P/E | 13.44 | 16.01 |
| P/S ratio | 2.55 | 5.19 |
| P/B ratio | 1.51 | 8.22 |
| PEG ratio | 0.73 | 1.26 |
| EV / EBITDA | N/A | 16.52 |
Profitability
| Metric | BAC | ORCL |
|---|---|---|
| Gross margin | 56.08% | 65.81% |
| Operating margin | 24.70% | 30.85% |
| Net margin | 18.95% | 25.37% |
| ROE | 11.18% | 40.20% |
| ROIC | 3.39% | 7.99% |
Dividends
| Metric | BAC | ORCL |
|---|---|---|
| Dividend yield | 1.80% | 1.67% |
| Payout ratio | 28.87% | 33.67% |
Growth (annualized)
| Metric | BAC | ORCL |
|---|---|---|
| Revenue CAGR (5Y) | 14.65% | 10.72% |
| EPS CAGR (5Y) | 15.60% | 4.93% |
| FCF CAGR (5Y) | N/A | -13.18% |
| Total return CAGR (5Y) | 13.03% | 7.88% |
Frequently asked
- Which has the lower trailing P/E, BAC or ORCL?
- BAC has the lower trailing P/E: BAC trades at 14.32 and ORCL at 20.57. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BAC or ORCL?
- Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus ORCL at 10.72%.
- Does BAC or ORCL pay a bigger dividend?
- BAC yields 1.80% and ORCL yields 1.67% based on trailing dividends and the latest price.
- Is BAC or ORCL more profitable?
- ORCL runs the higher net margin — BAC at 18.95% versus ORCL at 25.37%.
- How have BAC and ORCL total returns compared?
- Over the past 10 years, BAC delivered 18.14% and ORCL delivered 13.02% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioOracle P/E ratioBank of America dividend yieldOracle dividend yieldBank of America ROEOracle ROEBank of America operating marginOracle operating marginBank of America revenue growthOracle revenue growthBank of America free cash flowOracle free cash flow
Bank of America & Oracle appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.