Bank of America Corporation (BAC) vs The Kroger Co. (KR)
A side-by-side comparison of Bank of America Corporation and The Kroger Co. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: BAC is classified in Financial Services; KR is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
BAC
Bank of America Corporation
$62.62Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
KR
The Kroger Co.
$59.19Consumer DefensiveDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — BAC vs KR
growth of $100 · dividends reinvested · last 30yBAC +541.5%KR +1667.5%KR compounded faster
BAC KR
BAC vs KR: by the numbers
- •BAC is the larger company ($444.39B vs $36.26B market cap).
- •BAC trades at the lower trailing earnings multiple (14.32 vs 33.91 P/E), one valuation lens rather than an overall verdict.
- •BAC converts more revenue to profit (18.95% vs 0.71% net margin).
- •BAC grew revenue faster over the past five years (14.65% vs 2.33% CAGR).
- •KR pays the higher dividend yield (2.41% vs 1.80%).
Metrics side by side
Valuation
| Metric | BAC | KR |
|---|---|---|
| P/E ratio | 14.32 | 33.91 |
| Forward P/E | 13.44 | 12.07 |
| P/S ratio | 2.55 | 0.24 |
| P/B ratio | 1.51 | 5.51 |
| PEG ratio | 0.73 | N/A |
| EV / EBITDA | N/A | 10.44 |
| FCF yield | N/A | 8.09% |
Profitability
| Metric | BAC | KR |
|---|---|---|
| Gross margin | 56.08% | 23.18% |
| Operating margin | 24.70% | 1.33% |
| Net margin | 18.95% | 0.71% |
| ROE | 11.18% | 16.27% |
| ROIC | 3.39% | 4.70% |
Dividends
| Metric | BAC | KR |
|---|---|---|
| Dividend yield | 1.80% | 2.41% |
| Payout ratio | 28.87% | 89.74% |
Growth (annualized)
| Metric | BAC | KR |
|---|---|---|
| Revenue CAGR (5Y) | 14.65% | 2.33% |
| EPS CAGR (5Y) | 15.60% | -13.96% |
| FCF CAGR (5Y) | N/A | -1.62% |
| Total return CAGR (5Y) | 13.03% | 10.73% |
Frequently asked
- Which has the lower trailing P/E, BAC or KR?
- BAC has the lower trailing P/E: BAC trades at 14.32 and KR at 33.91. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BAC or KR?
- Over the past five years, BAC grew revenue faster — BAC at a 14.65% CAGR versus KR at 2.33%.
- Does BAC or KR pay a bigger dividend?
- BAC yields 1.80% and KR yields 2.41% based on trailing dividends and the latest price.
- Is BAC or KR more profitable?
- BAC runs the higher net margin — BAC at 18.95% versus KR at 0.71%.
- How have BAC and KR total returns compared?
- Over the past 10 years, BAC delivered 18.14% and KR delivered 7.90% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of America P/E ratioKroger P/E ratioBank of America dividend yieldKroger dividend yieldBank of America ROEKroger ROEBank of America operating marginKroger operating marginBank of America revenue growthKroger revenue growthBank of America free cash flowKroger free cash flow
Bank of America & Kroger appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.