Atlanticus Holdings Corporation (ATLCP) vs TriCo Bancshares (TCBK)
A side-by-side comparison of Atlanticus Holdings Corporation and TriCo Bancshares across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ATLCP vs TCBK
growth of $100 · dividends reinvested · last 5yATLCP vs TCBK: by the numbers
- •TCBK is the larger company ($1.68B vs $1.62B market cap).
- •ATLCP trades at the lower trailing earnings multiple (3.07 vs 12.50 P/E), one valuation lens rather than an overall verdict.
- •TCBK converts more revenue to profit (24.83% vs 9.30% net margin).
- •ATLCP grew revenue faster over the past five years (33.60% vs 10.70% CAGR).
- •ATLCP pays the higher dividend yield (8.10% vs 2.76%).
Metrics side by side
Valuation
| Metric | ATLCP | TCBK |
|---|---|---|
| P/E ratio | 3.07 | 12.50 |
| Forward P/E | 2.44 | 12.17 |
| PEG ratio | 0.36 | 1.09 |
| P/S ratio | 0.98 | 3.07 |
| P/B ratio | 2.31 | 1.25 |
Profitability
| Metric | ATLCP | TCBK |
|---|---|---|
| Operating margin | 17.73% | 34.49% |
| Net margin | 9.30% | 24.83% |
| ROE | 20.76% | 10.09% |
Atlanticus Holdings Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
TriCo Bancshares: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ATLCP | TCBK |
|---|---|---|
| Dividend yield | 8.10% | 2.76% |
| Payout ratio | 24.89% | 34.53% |
Growth (annualized)
| Metric | ATLCP | TCBK |
|---|---|---|
| Revenue CAGR (5Y) | 33.60% | 10.70% |
| EPS CAGR (5Y) | 6.79% | 11.55% |
| Total return CAGR (5Y) | 7.55% | 6.32% |
Frequently asked
- Which has the lower trailing P/E, ATLCP or TCBK?
- ATLCP has the lower trailing P/E: ATLCP trades at 3.07 and TCBK at 12.50. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ATLCP or TCBK?
- Over the past five years, ATLCP grew revenue faster — ATLCP at a 33.60% CAGR versus TCBK at 10.70%.
- Does ATLCP or TCBK pay a bigger dividend?
- ATLCP yields 8.10% and TCBK yields 2.76% based on trailing dividends and the latest price.
- Is ATLCP or TCBK more profitable?
- TCBK runs the higher net margin — ATLCP at 9.30% versus TCBK at 24.83%.
- How have ATLCP and TCBK total returns compared?
- Over the past 5 years, ATLCP delivered 7.55% and TCBK delivered 6.32% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Atlanticus & TriCo Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.