Atlanticus Holdings Corporation (ATLC) vs ConnectOne Bancorp, Inc. (CNOB)

A side-by-side comparison of Atlanticus Holdings Corporation and ConnectOne Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ATLC vs CNOB

growth of $100 · dividends reinvested · last 10y
ATLC +2847.9% (+40.3%/yr)CNOB +112.4% (+7.8%/yr)ATLC compounded faster over this window
Log scale — wide-divergence pair
101001k10kStart $10020182020202220242026$2,948$212
ATLC CNOB

ATLC vs CNOB: by the numbers

  • •CNOB is the larger company ($1.54B vs $1.42B market cap).
  • •CNOB trades at the lower trailing earnings multiple (9.55 vs 12.25 P/E), one valuation lens rather than an overall verdict.
  • •CNOB converts more revenue to profit (26.13% vs 9.30% net margin).
  • •ATLC grew revenue faster over the past five years (33.60% vs 14.39% CAGR).
  • •CNOB pays a dividend (2.46% yield), while ATLC is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricATLCCNOB
P/E ratio12.259.55
Forward P/E9.749.43
PEG ratio1.43N/A
P/S ratio0.862.52
P/B ratio2.021.02

Profitability

MetricATLCCNOB
Operating margin17.73%18.07%
Net margin9.30%26.13%
ROE20.76%9.84%

Atlanticus Holdings Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

ConnectOne Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricATLCCNOB
Dividend yieldN/A2.46%
Payout ratioN/A23.36%

Growth (annualized)

MetricATLCCNOB
Revenue CAGR (5Y)33.60%14.39%
EPS CAGR (5Y)6.79%-3.84%
Total return CAGR (5Y)11.24%2.16%

Frequently asked

Which has the lower trailing P/E, ATLC or CNOB?
CNOB has the lower trailing P/E: ATLC trades at 12.25 and CNOB at 9.55. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ATLC or CNOB?
Over the past five years, ATLC grew revenue faster — ATLC at a 33.60% CAGR versus CNOB at 14.39%.
Does ATLC or CNOB pay a bigger dividend?
CNOB pays a dividend (2.46% yield), while ATLC is a former payer with no current dividend run rate.
Is ATLC or CNOB more profitable?
CNOB runs the higher net margin — ATLC at 9.30% versus CNOB at 26.13%.
How have ATLC and CNOB total returns compared?
Over the past 10 years, ATLC delivered 40.96% and CNOB delivered 7.65% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.