Atlanticus Holdings Corporation (ATLC) vs ConnectOne Bancorp, Inc. (CNOB)
A side-by-side comparison of Atlanticus Holdings Corporation and ConnectOne Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ATLC vs CNOB
growth of $100 · dividends reinvested · last 10yATLC vs CNOB: by the numbers
- •CNOB is the larger company ($1.54B vs $1.42B market cap).
- •CNOB trades at the lower trailing earnings multiple (9.55 vs 12.25 P/E), one valuation lens rather than an overall verdict.
- •CNOB converts more revenue to profit (26.13% vs 9.30% net margin).
- •ATLC grew revenue faster over the past five years (33.60% vs 14.39% CAGR).
- •CNOB pays a dividend (2.46% yield), while ATLC is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | ATLC | CNOB |
|---|---|---|
| P/E ratio | 12.25 | 9.55 |
| Forward P/E | 9.74 | 9.43 |
| PEG ratio | 1.43 | N/A |
| P/S ratio | 0.86 | 2.52 |
| P/B ratio | 2.02 | 1.02 |
Profitability
| Metric | ATLC | CNOB |
|---|---|---|
| Operating margin | 17.73% | 18.07% |
| Net margin | 9.30% | 26.13% |
| ROE | 20.76% | 9.84% |
Atlanticus Holdings Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
ConnectOne Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ATLC | CNOB |
|---|---|---|
| Dividend yield | N/A | 2.46% |
| Payout ratio | N/A | 23.36% |
Growth (annualized)
| Metric | ATLC | CNOB |
|---|---|---|
| Revenue CAGR (5Y) | 33.60% | 14.39% |
| EPS CAGR (5Y) | 6.79% | -3.84% |
| Total return CAGR (5Y) | 11.24% | 2.16% |
Frequently asked
- Which has the lower trailing P/E, ATLC or CNOB?
- CNOB has the lower trailing P/E: ATLC trades at 12.25 and CNOB at 9.55. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ATLC or CNOB?
- Over the past five years, ATLC grew revenue faster — ATLC at a 33.60% CAGR versus CNOB at 14.39%.
- Does ATLC or CNOB pay a bigger dividend?
- CNOB pays a dividend (2.46% yield), while ATLC is a former payer with no current dividend run rate.
- Is ATLC or CNOB more profitable?
- CNOB runs the higher net margin — ATLC at 9.30% versus CNOB at 26.13%.
- How have ATLC and CNOB total returns compared?
- Over the past 10 years, ATLC delivered 40.96% and CNOB delivered 7.65% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Atlanticus & ConnectOne Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.