AMERISAFE, Inc. (AMSF) vs Plumas Bancorp (PLBC)
A side-by-side comparison of AMERISAFE, Inc. and Plumas Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — AMSF vs PLBC
growth of $100 · dividends reinvested · last 10yAMSF vs PLBC: by the numbers
- •AMSF is the larger company ($441M vs $430M market cap).
- •AMSF trades at the lower trailing earnings multiple (9.52 vs 12.15 P/E), one valuation lens rather than an overall verdict.
- •PLBC converts more revenue to profit (27.41% vs 14.00% net margin).
- •PLBC grew revenue faster over the past five years (21.36% vs -0.02% CAGR).
- •AMSF pays the higher dividend yield (11.25% vs 2.08%).
Metrics side by side
Valuation
| Metric | AMSF | PLBC |
|---|---|---|
| P/E ratio | 9.52 | 12.15 |
| Forward P/E | 11.95 | 10.69 |
| PEG ratio | N/A | 1.17 |
| P/S ratio | 1.32 | 3.29 |
| P/B ratio | 1.77 | 1.58 |
Profitability
| Metric | AMSF | PLBC |
|---|---|---|
| Operating margin | 18.55% | 39.03% |
| Net margin | 14.00% | 27.41% |
| ROE | 18.79% | 13.17% |
AMERISAFE, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Plumas Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | AMSF | PLBC |
|---|---|---|
| Dividend yield | 11.25% | 2.08% |
| Payout ratio | 105.65% | 25.39% |
Growth (annualized)
| Metric | AMSF | PLBC |
|---|---|---|
| Revenue CAGR (5Y) | -0.02% | 21.36% |
| EPS CAGR (5Y) | -11.20% | 10.44% |
| Total return CAGR (5Y) | -9.78% | 16.40% |
Frequently asked
- Which has the lower trailing P/E, AMSF or PLBC?
- AMSF has the lower trailing P/E: AMSF trades at 9.52 and PLBC at 12.15. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AMSF or PLBC?
- Over the past five years, PLBC grew revenue faster — AMSF at a -0.02% CAGR versus PLBC at 21.36%.
- Does AMSF or PLBC pay a bigger dividend?
- AMSF yields 11.25% and PLBC yields 2.08% based on trailing dividends and the latest price.
- Is AMSF or PLBC more profitable?
- PLBC runs the higher net margin — AMSF at 14.00% versus PLBC at 27.41%.
- How have AMSF and PLBC total returns compared?
- Over the past 10 years, AMSF delivered -2.95% and PLBC delivered 22.26% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
AMERISAFE & Plumas Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.