The Allstate Corporation (ALL) vs Discover Financial Services (DFS)
ALL leads on 11 of 17 compared metrics.
A side-by-side comparison of The Allstate Corporation and Discover Financial Services across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
ALL
The Allstate Corporation
$221.63Financial Services
DFS
Discover Financial Services
$200.05Financial Services
Total return — ALL vs DFS
growth of $100 · last 18yALL +239.8%DFS +595.8%DFS compounded faster
ALL DFS
ALL vs DFS: by the numbers
- •ALL is the larger company ($57.05B vs $50.34B market cap).
- •ALL trades at the lower earnings multiple (4.89 vs 10.67 P/E).
- •DFS converts more revenue to profit (21.65% vs 18.09% net margin).
- •DFS grew revenue faster over the past five years (13.84% vs 8.07% CAGR).
- •ALL pays the higher dividend yield (1.88% vs 1.40%).
Which is better, ALL or DFS?
Metric tally: ALL 11 · DFS 6It depends on what you're optimizing for:
ValueALL(lower P/E)
GrowthDFS(faster 5Y revenue CAGR)
IncomeALL(higher dividend yield)
QualityDFS(higher ROIC)
Valuation
| Metric | ALL | DFS |
|---|---|---|
| P/E ratio | 4.89● | 10.67 |
| Forward P/E | 7.46● | 12.59 |
| P/S ratio | 0.87● | 2.28 |
| P/B ratio | 1.84● | 2.66 |
| PEG ratio | 0.04● | 0.15 |
| EV / EBITDA | 3.97● | 6.75 |
| FCF yield | 19.80%● | 16.78% |
Profitability
| Metric | ALL | DFS |
|---|---|---|
| Gross margin | 39.83% | 65.86%● |
| Operating margin | 23.30% | 34.55%● |
| Net margin | 18.09% | 21.65%● |
| ROE | 38.43%● | 25.29% |
| ROIC | 20.79% | 32.48%● |
Dividends
| Metric | ALL | DFS |
|---|---|---|
| Dividend yield | 1.88%● | 1.40% |
| Payout ratio | 10.75% | 15.81% |
Growth (annualized)
| Metric | ALL | DFS |
|---|---|---|
| Revenue CAGR (5Y) | 8.07% | 13.84%● |
| EPS CAGR (5Y) | 17.15%● | 14.26% |
| FCF CAGR (5Y) | 15.76%● | 9.87% |
| Total return CAGR (5Y) | 13.65% | 42.63%● |
Frequently asked
- Which is better, ALL or DFS?
- It depends on your goal. value: ALL (lower P/E); growth: DFS (faster 5Y revenue CAGR); income: ALL (higher dividend yield); quality: DFS (higher ROIC). Across all compared metrics, ALL leads 11 to 6.
- Is ALL or DFS cheaper?
- On trailing earnings, ALL is cheaper: ALL trades at a 4.89 P/E and DFS at 10.67.
- Which has grown faster, ALL or DFS?
- Over the past five years, DFS grew revenue faster — ALL at a 8.07% CAGR versus DFS at 13.84%.
- Does ALL or DFS pay a bigger dividend?
- ALL yields 1.88% and DFS yields 1.40% based on trailing dividends and the latest price.
- Is ALL or DFS more profitable?
- DFS runs the higher net margin — ALL at 18.09% versus DFS at 21.65%.
- Which has been the better investment, ALL or DFS?
- Over the past 10-year, DFS delivered the higher annualized total return — ALL at 15.13% versus DFS at 15.34%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Allstate P/E ratioDiscover Financial Services P/E ratioAllstate dividend yieldDiscover Financial Services dividend yieldAllstate ROEDiscover Financial Services ROEAllstate operating marginDiscover Financial Services operating marginAllstate revenue growthDiscover Financial Services revenue growthAllstate free cash flowDiscover Financial Services free cash flow
Allstate & Discover Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.