Arthur J. Gallagher & Co. (AJG) vs The Travelers Companies, Inc. (TRV)

A side-by-side comparison of Arthur J. Gallagher & Co. and The Travelers Companies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAJG vs TRV

growth of $100 · dividends reinvested · last 10y
AJG +538.2% (+20.4%/yr)TRV +285.2% (+14.4%/yr)AJG compounded faster over this window
200400600800Start $10020182020202220242026$638$385
AJG TRV

AJG vs TRV: by the numbers

  • TRV is the larger company ($75.83B vs $67.77B market cap).
  • TRV trades at the lower trailing earnings multiple (9.74 vs 43.68 P/E), one valuation lens rather than an overall verdict.
  • TRV converts more revenue to profit (16.95% vs 9.96% net margin).
  • AJG grew revenue faster over the past five years (15.54% vs 7.78% CAGR).
  • TRV pays the higher dividend yield (1.25% vs 1.02%).

Metrics side by side

Valuation

MetricAJGTRV
P/E ratio43.689.74
Forward P/E19.9210.67
P/S ratio4.331.59
P/B ratio2.882.34

Profitability

MetricAJGTRV
Gross margin54.75%34.73%
Operating margin17.03%21.33%
Net margin9.96%16.95%
ROE6.61%25.07%

Dividends

MetricAJGTRV
Dividend yield1.02%1.25%
Payout ratio46.31%16.34%

Growth (annualized)

MetricAJGTRV
Revenue CAGR (5Y)15.54%7.78%
EPS CAGR (5Y)6.33%21.40%
Total return CAGR (5Y)14.21%20.02%

Frequently asked

Which has the lower trailing P/E, AJG or TRV?
TRV has the lower trailing P/E: AJG trades at 43.68 and TRV at 9.74. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AJG or TRV?
Over the past five years, AJG grew revenue faster — AJG at a 15.54% CAGR versus TRV at 7.78%.
Does AJG or TRV pay a bigger dividend?
AJG yields 1.02% and TRV yields 1.25% based on trailing dividends and the latest price.
Is AJG or TRV more profitable?
TRV runs the higher net margin — AJG at 9.96% versus TRV at 16.95%.
How have AJG and TRV total returns compared?
Over the past 10 years, AJG delivered 20.36% and TRV delivered 14.40% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.