Assurant, Inc. (AIZ) vs SoFi Technologies, Inc. (SOFI)
AIZ leads on 8 of 11 compared metrics.
A side-by-side comparison of Assurant, Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 16, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AIZ
Assurant, Inc.
$259.46Financial Services
SOFI
SoFi Technologies, Inc.
$17.13Financial Services
Total return — AIZ vs SOFI
growth of $100 · last 6yAIZ +100.9%SOFI +63.5%AIZ compounded faster
AIZ SOFI
AIZ vs SOFI: by the numbers
- •SOFI is the larger company ($21.97B vs $12.86B market cap).
- •AIZ trades at the lower earnings multiple (13.18 vs 38.71 P/E).
- •SOFI converts more revenue to profit (11.22% vs 7.60% net margin).
- •SOFI grew revenue faster over the past five years (43.20% vs 6.31% CAGR).
- •AIZ pays a dividend (1.33% yield) while SOFI does not currently pay one.
Which is better, AIZ or SOFI?
Metric tally: AIZ 8 · SOFI 3It depends on what you're optimizing for:
ValueAIZ(lower P/E)
GrowthSOFI(faster 5Y revenue CAGR)
QualityAIZ(higher ROIC)
Metrics side by side
Valuation
| Metric | AIZ | SOFI |
|---|---|---|
| P/E ratio | 13.18● | 38.71 |
| Forward P/E | 12.33● | 28.71 |
| P/S ratio | 0.99● | 4.59 |
| P/B ratio | 2.22 | 2.18 |
| PEG ratio | 0.74 | — |
Profitability
| Metric | AIZ | SOFI |
|---|---|---|
| Gross margin | 77.83%● | 76.02% |
| Operating margin | 9.42% | 12.56%● |
| Net margin | 7.60% | 11.22%● |
| ROE | 17.04%● | 5.34% |
| ROIC | 7.04%● | 0.95% |
Dividends
| Metric | AIZ | SOFI |
|---|---|---|
| Dividend yield | 1.33% | — |
| Payout ratio | 19.90% | — |
Growth (annualized)
| Metric | AIZ | SOFI |
|---|---|---|
| Revenue CAGR (5Y) | 6.31% | 43.20%● |
| EPS CAGR (5Y) | 19.69%● | -15.53% |
| Total return CAGR (5Y) | 11.91%● | -3.81% |
Frequently asked
- Which is better, AIZ or SOFI?
- It depends on your goal. value: AIZ (lower P/E); growth: SOFI (faster 5Y revenue CAGR); quality: AIZ (higher ROIC). Across all compared metrics, AIZ leads 8 to 3.
- Is AIZ or SOFI cheaper?
- On trailing earnings, AIZ is cheaper: AIZ trades at a 13.18 P/E and SOFI at 38.71.
- Which has grown faster, AIZ or SOFI?
- Over the past five years, SOFI grew revenue faster — AIZ at a 6.31% CAGR versus SOFI at 43.20%.
- Does AIZ or SOFI pay a bigger dividend?
- AIZ pays a dividend (1.33% yield) while SOFI does not currently pay one.
- Is AIZ or SOFI more profitable?
- SOFI runs the higher net margin — AIZ at 7.60% versus SOFI at 11.22%.
- Which has been the better investment, AIZ or SOFI?
- Over the past 5-year, AIZ delivered the higher annualized total return — AIZ at 14.18% versus SOFI at -3.81%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Assurant P/E ratioSoFi Technologies P/E ratioAssurant dividend yieldSoFi Technologies dividend yieldAssurant ROESoFi Technologies ROEAssurant operating marginSoFi Technologies operating marginAssurant revenue growthSoFi Technologies revenue growthAssurant free cash flowSoFi Technologies free cash flow
Assurant & SoFi Technologies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 16, 2026.