Assurant, Inc. (AIZ) vs SoFi Technologies, Inc. (SOFI)

AIZ leads on 8 of 11 compared metrics.

A side-by-side comparison of Assurant, Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 16, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — AIZ vs SOFI

growth of $100 · last 6y
AIZ +100.9%SOFI +63.5%AIZ compounded faster
100200300Start $100202120222023202420252026$201$163
AIZ SOFI

AIZ vs SOFI: by the numbers

  • SOFI is the larger company ($21.97B vs $12.86B market cap).
  • AIZ trades at the lower earnings multiple (13.18 vs 38.71 P/E).
  • SOFI converts more revenue to profit (11.22% vs 7.60% net margin).
  • SOFI grew revenue faster over the past five years (43.20% vs 6.31% CAGR).
  • AIZ pays a dividend (1.33% yield) while SOFI does not currently pay one.

Which is better, AIZ or SOFI?

Metric tally: AIZ 8 · SOFI 3

It depends on what you're optimizing for:

ValueAIZ(lower P/E)
GrowthSOFI(faster 5Y revenue CAGR)
QualityAIZ(higher ROIC)

Metrics side by side

Valuation

MetricAIZSOFI
P/E ratio13.1838.71
Forward P/E12.3328.71
P/S ratio0.994.59
P/B ratio2.222.18
PEG ratio0.74

Profitability

MetricAIZSOFI
Gross margin77.83%76.02%
Operating margin9.42%12.56%
Net margin7.60%11.22%
ROE17.04%5.34%
ROIC7.04%0.95%

Dividends

MetricAIZSOFI
Dividend yield1.33%
Payout ratio19.90%

Growth (annualized)

MetricAIZSOFI
Revenue CAGR (5Y)6.31%43.20%
EPS CAGR (5Y)19.69%-15.53%
Total return CAGR (5Y)11.91%-3.81%

Frequently asked

Which is better, AIZ or SOFI?
It depends on your goal. value: AIZ (lower P/E); growth: SOFI (faster 5Y revenue CAGR); quality: AIZ (higher ROIC). Across all compared metrics, AIZ leads 8 to 3.
Is AIZ or SOFI cheaper?
On trailing earnings, AIZ is cheaper: AIZ trades at a 13.18 P/E and SOFI at 38.71.
Which has grown faster, AIZ or SOFI?
Over the past five years, SOFI grew revenue faster — AIZ at a 6.31% CAGR versus SOFI at 43.20%.
Does AIZ or SOFI pay a bigger dividend?
AIZ pays a dividend (1.33% yield) while SOFI does not currently pay one.
Is AIZ or SOFI more profitable?
SOFI runs the higher net margin — AIZ at 7.60% versus SOFI at 11.22%.
Which has been the better investment, AIZ or SOFI?
Over the past 5-year, AIZ delivered the higher annualized total return — AIZ at 14.18% versus SOFI at -3.81%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 16, 2026.