AIFU Inc. (AIFU) vs Catalyst Bancorp, Inc. (CLST)

A side-by-side comparison of AIFU Inc. and Catalyst Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — AIFU vs CLST

growth of $100 · dividends reinvested · last 2y
AIFU -97.7% (-84.8%/yr)CLST +50.8% (+22.8%/yr)CLST compounded faster over this window
Log scale — wide-divergence pair
1101001kStart $10020252026$2$151
AIFU CLST

AIFU vs CLST: by the numbers

  • •CLST is the larger company ($69M vs $66M market cap).
  • •CLST converts more revenue to profit (13.02% vs 8.67% net margin).
  • •CLST grew revenue faster over the past five years (12.52% vs -2.99% CAGR).

Metrics side by side

Valuation

MetricAIFUCLST
P/E ratioN/A30.62
P/S ratioN/A4.46
P/B ratioN/A0.84

Profitability

MetricAIFUCLST
Gross margin49.28%N/A
Operating margin-287.33%16.13%
Net margin8.67%13.02%
ROE56.85%2.46%
ROIC5.06%N/A

Catalyst Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

MetricAIFUCLST
Revenue CAGR (5Y)-2.99%12.52%
FCF CAGR (5Y)-28.49%N/A

Frequently asked

Which has grown faster, AIFU or CLST?
Over the past five years, CLST grew revenue faster — AIFU at a -2.99% CAGR versus CLST at 12.52%.
Is AIFU or CLST more profitable?
CLST runs the higher net margin — AIFU at 8.67% versus CLST at 13.02%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.