AIFU Inc. (AIFU) vs Catalyst Bancorp, Inc. (CLST)
A side-by-side comparison of AIFU Inc. and Catalyst Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
AIFU
AIFU Inc.
$11.11Financial ServicesDelayed quote: Oct 6, 2026, 12:38 PM EDT
CLST
Catalyst Bancorp, Inc.
$17.15Financial ServicesDelayed quote: Oct 6, 2026, 12:00 PM EDT
Total return — AIFU vs CLST
growth of $100 · dividends reinvested · last 2yAIFU -97.7% (-84.8%/yr)CLST +50.8% (+22.8%/yr)CLST compounded faster over this window
Log scale — wide-divergence pair
AIFU CLST
AIFU vs CLST: by the numbers
- •CLST is the larger company ($69M vs $66M market cap).
- •CLST converts more revenue to profit (13.02% vs 8.67% net margin).
- •CLST grew revenue faster over the past five years (12.52% vs -2.99% CAGR).
Metrics side by side
Valuation
| Metric | AIFU | CLST |
|---|---|---|
| P/E ratio | N/A | 30.62 |
| P/S ratio | N/A | 4.46 |
| P/B ratio | N/A | 0.84 |
Profitability
| Metric | AIFU | CLST |
|---|---|---|
| Gross margin | 49.28% | N/A |
| Operating margin | -287.33% | 16.13% |
| Net margin | 8.67% | 13.02% |
| ROE | 56.85% | 2.46% |
| ROIC | 5.06% | N/A |
Catalyst Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Growth (annualized)
| Metric | AIFU | CLST |
|---|---|---|
| Revenue CAGR (5Y) | -2.99% | 12.52% |
| FCF CAGR (5Y) | -28.49% | N/A |
Frequently asked
- Which has grown faster, AIFU or CLST?
- Over the past five years, CLST grew revenue faster — AIFU at a -2.99% CAGR versus CLST at 12.52%.
- Is AIFU or CLST more profitable?
- CLST runs the higher net margin — AIFU at 8.67% versus CLST at 13.02%.
Go deeper
Dig into the metrics
Catalyst Bancorp P/E ratioAIFU ROECatalyst Bancorp ROEAIFU operating marginCatalyst Bancorp operating marginAIFU revenue growthCatalyst Bancorp revenue growthAIFU free cash flow
AIFU & Catalyst Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.