C3.ai, Inc. (AI) vs Toast, Inc. (TOST)

A side-by-side comparison of C3.ai, Inc. and Toast, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAI vs TOST

growth of $100 · dividends reinvested · last 5y
AI -77.8% (-26.0%/yr)TOST -48.1% (-12.3%/yr)TOST compounded faster over this window
20406080100Start $10020222023202420252026$22$52
AI TOST

AI vs TOST: by the numbers

  • TOST is the larger company ($18.63B vs $1.60B market cap).
  • TOST is profitable (7.14% net margin) while AI runs a net loss (-192.10%).
  • TOST grew revenue faster over the past five years (41.80% vs 3.56% CAGR).

Metrics side by side

Valuation

MetricAITOST
P/E ratioN/A41.18
Forward P/EN/A23.20
P/S ratio6.892.74
P/B ratio2.309.11
EV / EBITDAN/A36.17
FCF yieldN/A3.09%

Profitability

MetricAITOST
Gross margin29.09%26.68%
Operating margin-198.43%6.39%
Net margin-192.10%7.14%
ROE-64.24%23.77%
ROIC-61.51%20.94%

Growth (annualized)

MetricAITOST
Revenue CAGR (5Y)3.56%41.80%
FCF CAGR (5Y)N/A119.83%
Total return CAGR (5Y)-26.86%N/A

Frequently asked

Which has grown faster, AI or TOST?
Over the past five years, TOST grew revenue faster — AI at a 3.56% CAGR versus TOST at 41.80%.
Is AI or TOST more profitable?
TOST runs the higher net margin — AI at -192.10% versus TOST at 7.14%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.