C3.ai, Inc. (AI) vs Cincinnati Financial Corporation (CINF)
CINF leads on 8 of 9 compared metrics.
A side-by-side comparison of C3.ai, Inc. and Cincinnati Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AI
C3.ai, Inc.
$10.90Technology
CINF
Cincinnati Financial Corporation
$169.01Financial Services
Total return — AI vs CINF
growth of $100 · last 6yAI -91.6%CINF +108.7%CINF compounded faster
Log scale — wide-divergence pair
AI CINF
AI vs CINF: by the numbers
- •CINF is the larger company ($26.14B vs $1.55B market cap).
- •CINF is profitable (21.34% net margin) while AI runs a net loss (-187.95%).
- •AI grew revenue faster over the past five years (6.44% vs 5.55% CAGR).
- •CINF pays a dividend (2.10% yield) while AI does not currently pay one.
Which is better, AI or CINF?
Metric tally: AI 1 · CINF 8It depends on what you're optimizing for:
GrowthAI(faster 5Y revenue CAGR)
QualityCINF(higher ROIC)
Valuation
| Metric | AI | CINF |
|---|---|---|
| P/E ratio | — | 9.66 |
| Forward P/E | — | 19.47 |
| P/S ratio | 6.37 | 2.05● |
| P/B ratio | 2.44 | 1.68● |
| PEG ratio | — | 3.03 |
| EV / EBITDA | — | 7.16 |
| FCF yield | — | 13.04% |
Profitability
| Metric | AI | CINF |
|---|---|---|
| Gross margin | 30.92% | 50.29%● |
| Operating margin | -194.86% | 26.68%● |
| Net margin | -187.95% | 21.34%● |
| ROE | -71.95% | 17.54%● |
| ROIC | -68.71% | 10.68%● |
Dividends
| Metric | AI | CINF |
|---|---|---|
| Dividend yield | — | 2.10% |
| Payout ratio | — | 23.40% |
Growth (annualized)
| Metric | AI | CINF |
|---|---|---|
| Revenue CAGR (5Y) | 6.44%● | 5.55% |
| EPS CAGR (5Y) | — | 15.01% |
| FCF CAGR (5Y) | — | 15.79% |
| Total return CAGR (5Y) | -29.02% | 9.43%● |
Frequently asked
- Which is better, AI or CINF?
- It depends on your goal. growth: AI (faster 5Y revenue CAGR); quality: CINF (higher ROIC). Across all compared metrics, CINF leads 8 to 1.
- Which has grown faster, AI or CINF?
- Over the past five years, AI grew revenue faster — AI at a 6.44% CAGR versus CINF at 5.55%.
- Does AI or CINF pay a bigger dividend?
- CINF pays a dividend (2.10% yield) while AI does not currently pay one.
- Is AI or CINF more profitable?
- CINF runs the higher net margin — AI at -187.95% versus CINF at 21.34%.
- Which has been the better investment, AI or CINF?
- Over the past 5-year, CINF delivered the higher annualized total return — AI at -29.02% versus CINF at 12.06%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
C3.ai P/E ratioCincinnati Financial P/E ratioC3.ai dividend yieldCincinnati Financial dividend yieldC3.ai ROECincinnati Financial ROEC3.ai operating marginCincinnati Financial operating marginC3.ai revenue growthCincinnati Financial revenue growthC3.ai free cash flowCincinnati Financial free cash flow
C3.ai & Cincinnati Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.