C3.ai, Inc. (AI) vs Cincinnati Financial Corporation (CINF)

CINF leads on 8 of 9 compared metrics.

A side-by-side comparison of C3.ai, Inc. and Cincinnati Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — AI vs CINF

growth of $100 · last 6y
AI -91.6%CINF +108.7%CINF compounded faster
Log scale — wide-divergence pair
1101001kStart $100202120222023202420252026$8$209
AI CINF

AI vs CINF: by the numbers

  • CINF is the larger company ($26.14B vs $1.55B market cap).
  • CINF is profitable (21.34% net margin) while AI runs a net loss (-187.95%).
  • AI grew revenue faster over the past five years (6.44% vs 5.55% CAGR).
  • CINF pays a dividend (2.10% yield) while AI does not currently pay one.

Which is better, AI or CINF?

Metric tally: AI 1 · CINF 8

It depends on what you're optimizing for:

GrowthAI(faster 5Y revenue CAGR)
QualityCINF(higher ROIC)

Valuation

MetricAICINF
P/E ratio9.66
Forward P/E19.47
P/S ratio6.372.05
P/B ratio2.441.68
PEG ratio3.03
EV / EBITDA7.16
FCF yield13.04%

Profitability

MetricAICINF
Gross margin30.92%50.29%
Operating margin-194.86%26.68%
Net margin-187.95%21.34%
ROE-71.95%17.54%
ROIC-68.71%10.68%

Dividends

MetricAICINF
Dividend yield2.10%
Payout ratio23.40%

Growth (annualized)

MetricAICINF
Revenue CAGR (5Y)6.44%5.55%
EPS CAGR (5Y)15.01%
FCF CAGR (5Y)15.79%
Total return CAGR (5Y)-29.02%9.43%

Frequently asked

Which is better, AI or CINF?
It depends on your goal. growth: AI (faster 5Y revenue CAGR); quality: CINF (higher ROIC). Across all compared metrics, CINF leads 8 to 1.
Which has grown faster, AI or CINF?
Over the past five years, AI grew revenue faster — AI at a 6.44% CAGR versus CINF at 5.55%.
Does AI or CINF pay a bigger dividend?
CINF pays a dividend (2.10% yield) while AI does not currently pay one.
Is AI or CINF more profitable?
CINF runs the higher net margin — AI at -187.95% versus CINF at 21.34%.
Which has been the better investment, AI or CINF?
Over the past 5-year, CINF delivered the higher annualized total return — AI at -29.02% versus CINF at 12.06%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.