AGNC Investment Corp. (AGNC) vs UDR, Inc. (UDR)
A side-by-side comparison of AGNC Investment Corp. and UDR, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — AGNC vs UDR
growth of $100 · dividends reinvested · last 10yAGNC vs UDR: by the numbers
- •UDR is the larger company ($10.98B vs $9.91B market cap).
- •AGNC converts more revenue to profit (71.98% vs 30.43% net margin).
- •UDR grew revenue faster over the past five years (6.97% vs 0.29% CAGR).
- •AGNC pays the higher dividend yield (16.65% vs 5.11%).
Metrics side by side
Valuation
| Metric | AGNC | UDR |
|---|---|---|
| P/E ratio | N/A | 21.77 |
| Forward P/E | 5.47 | 31.22 |
| PEG ratio | N/A | 0.53 |
| P/S ratio | 3.21 | 6.40 |
| P/B ratio | 0.94 | 3.79 |
| EV / EBITDA | N/A | 14.71 |
| FCF yield | N/A | 5.76% |
For REITs like UDR, Inc., GAAP P/E is distorted: heavy non-cash property depreciation depresses reported earnings and overstates the multiple. Real-estate companies are valued on funds from operations (FFO / AFFO) and price-to-FFO — see the Funds From Operations section. The P/E is shown for reference only.
Profitability
| Metric | AGNC | UDR |
|---|---|---|
| Gross margin | N/A | 25.59% |
| Operating margin | 236.30% | 18.83% |
| Net margin | 71.98% | 30.43% |
| ROE | 17.72% | 17.77% |
| ROIC | N/A | 4.92% |
AGNC Investment Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | AGNC | UDR |
|---|---|---|
| Dividend yield | 16.65% | 5.11% |
| Payout ratio | N/A | 110.19% |
UDR, Inc.'s payout ratio is measured against GAAP earnings, which non-cash depreciation depresses for REITs — the dividend is conventionally assessed against funds from operations (FFO / AFFO) instead, so the GAAP figure overstates the payout burden.
Growth (annualized)
| Metric | AGNC | UDR |
|---|---|---|
| Revenue CAGR (5Y) | 0.29% | 6.97% |
| EPS CAGR (5Y) | 4.14% | 41.39% |
| FCF CAGR (5Y) | N/A | 7.46% |
| Total return CAGR (5Y) | 1.61% | -5.02% |
Frequently asked
- Which has grown faster, AGNC or UDR?
- Over the past five years, UDR grew revenue faster — AGNC at a 0.29% CAGR versus UDR at 6.97%.
- Does AGNC or UDR pay a bigger dividend?
- AGNC yields 16.65% and UDR yields 5.11% based on trailing dividends and the latest price.
- Is AGNC or UDR more profitable?
- AGNC runs the higher net margin — AGNC at 71.98% versus UDR at 30.43%.
- How have AGNC and UDR total returns compared?
- Over the past 10 years, AGNC delivered 4.66% and UDR delivered 3.71% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
AGNC Investment & UDR appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.