Which has the lower trailing P/E, ACIW or DAVE?

ACIW has the lower trailing P/E: ACIW trades at 23.50 and DAVE at 23.93. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ACIW or DAVE?

Over the past five years, DAVE grew revenue faster — ACIW at a 7.13% CAGR versus DAVE at 35.85%.

Is ACIW or DAVE more profitable?

DAVE runs the higher net margin — ACIW at 12.40% versus DAVE at 34.59%.

How have ACIW and DAVE total returns compared?

Over the past 5 years, ACIW delivered 10.79% and DAVE delivered 3.03% annualized total return. Past performance doesn't predict future results.

ACI Worldwide, Inc. (ACIW) vs Dave Inc. (DAVE)

A side-by-side comparison of ACI Worldwide, Inc. and Dave Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ACIW

ACI Worldwide, Inc.

$5.21B

$51.22TechnologyDelayed quote: Oct 5, 2026, 4:00 PM EDT

DAVE

Dave Inc.

$4.96B

$368.94TechnologyDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — ACIW vs DAVE

growth of $100 · dividends reinvested · last 5y

ACIW +27.4% (+5.0%/yr)DAVE +17.6% (+3.3%/yr)ACIW compounded faster over this window

ACIW DAVE

ACIW vs DAVE: by the numbers

•ACIW is the larger company ($5.21B vs $4.96B market cap).
•ACIW trades at the lower trailing earnings multiple (23.50 vs 23.93 P/E), one valuation lens rather than an overall verdict.
•DAVE converts more revenue to profit (34.59% vs 12.40% net margin).
•DAVE grew revenue faster over the past five years (35.85% vs 7.13% CAGR).

Metrics side by side

Valuation

Metric	ACIW	DAVE
P/E ratio	23.50	23.93
Forward P/E	19.78	27.33
PEG ratio	0.83	N/A
P/S ratio	2.86	7.71
P/B ratio	3.48	23.86
EV / EBITDA	13.26	21.83
FCF yield	6.81%	6.52%

Profitability

Metric	ACIW	DAVE
Gross margin	49.08%	83.29%
Operating margin	18.61%	34.52%
Net margin	12.40%	34.59%
ROE	15.08%	107.09%
ROIC	10.34%	42.50%

Growth (annualized)

Metric	ACIW	DAVE
Revenue CAGR (5Y)	7.13%	35.85%
EPS CAGR (5Y)	28.60%	N/A
FCF CAGR (5Y)	5.52%	N/A
Total return CAGR (5Y)	10.79%	3.03%

Frequently asked

Which has the lower trailing P/E, ACIW or DAVE?: ACIW has the lower trailing P/E: ACIW trades at 23.50 and DAVE at 23.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACIW or DAVE?: Over the past five years, DAVE grew revenue faster — ACIW at a 7.13% CAGR versus DAVE at 35.85%.
Is ACIW or DAVE more profitable?: DAVE runs the higher net margin — ACIW at 12.40% versus DAVE at 34.59%.
How have ACIW and DAVE total returns compared?: Over the past 5 years, ACIW delivered 10.79% and DAVE delivered 3.03% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ACIW analysis Full DAVE analysis Interactive comparison tool

Dig into the metrics

ACI Worldwide P/E ratio Dave P/E ratio ACI Worldwide ROE Dave ROE ACI Worldwide operating margin Dave operating margin ACI Worldwide revenue growth Dave revenue growth ACI Worldwide free cash flow Dave free cash flow

ACI Worldwide & Dave appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.