Citigroup Inc. (C) Debt to Equity Ratio: 3.37
Is Citigroup Inc.’s debt to equity ratio high or low?
Citigroup Inc.'s debt to equity ratio of 3.37 is 22% above its 5-year average of 2.76, near the high end of its 5-year range (2.35–3.37).
The debt to equity ratio for Citigroup Inc. (C) is 3.37 as of Wednesday, June 10, 2026. It is above its 12-month average by 8.71% (3.10).
C Debt to Equity Ratio Chart
C Average Debt to Equity Ratio Chart
C Current vs Average Debt to Equity Ratio Chart
C Debt to Equity Ratio Metrics
DEBT TO EQUITY RATIO
3.37
DEBT TO EQUITY RATIO AVG TTM
3.10
DEBT TO EQUITY RATIO AVG 3Y
2.93
DEBT TO EQUITY RATIO AVG 5Y
2.76
DEBT TO EQUITY RATIO AVG 10Y
2.43
DEBT TO EQUITY RATIO AVG 15Y
2.57
DEBT TO EQUITY RATIO AVG 20Y
3.26
CURRENT VS TTM AVG
+8.71%
CURRENT VS 3Y AVG
+15.02%
CURRENT VS 5Y AVG
+21.95%
CURRENT VS 10Y AVG
+38.68%
CURRENT VS 15Y AVG
+31.10%
CURRENT VS 20Y AVG
+3.39%
C Competitors' Debt to Equity Ratio
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citigroup Inc. (C) | $228.07B | 3.37 | 3.10 | 2.93 | 2.76 |
| American Express Company (AXP) | $214.47B | 1.73 | 1.71 | 1.74 | 1.79 |
| Wells Fargo & Company (WFC) | $251.58B | 2.35 | 1.96 | 1.69 | 1.55 |
| The Goldman Sachs Group, Inc. (GS) | $296.20B | 4.88 | 4.97 | 4.66 | 4.58 |
| BlackRock, Inc. (BLK) | $156.77B | 0.27 | 0.29 | 0.26 | 0.25 |
| The Charles Schwab Corporation (SCHW) | $156.50B | 0.63 | 0.78 | 1.01 | 0.78 |
| Morgan Stanley (MS) | $327.17B | 4.26 | 3.85 | 3.55 | 3.32 |
| Chubb Limited (CB) | $128.22B | 0.24 | 0.24 | 0.25 | 0.26 |
| S&P Global Inc. (SPGI) | $126.25B | 0.45 | 0.41 | 0.37 | 2.19 |
| The Progressive Corporation (PGR) | $119.38B | 0.23 | 0.25 | 0.31 | 0.30 |
Financial Health
Debt/Equity
3.37
Current Ratio
0.48
Citigroup Inc. Debt to Equity Ratio Formula & Definition
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Citigroup Inc. Debt to Equity Ratio FAQ
- What is the debt to equity ratio for Citigroup Inc. (C)?
- The debt to equity ratio for C stock is 3.37.
- Is Citigroup Inc.'s debt to equity ratio high or low?
- Citigroup Inc.'s debt to equity ratio of 3.37 is 22% above its 5-year average of 2.76, near the high end of its 5-year range (2.35–3.37).
- What is the TTM average debt to equity ratio for Citigroup Inc. (C)?
- The TTM average debt to equity ratio for C stock is 3.10.
- What is the 3Y average debt to equity ratio for Citigroup Inc. (C)?
- The 3Y average debt to equity ratio for C stock is 2.93.
- What is the 5Y average debt to equity ratio for Citigroup Inc. (C)?
- The 5Y average debt to equity ratio for C stock is 2.76.
- What is the 10Y average debt to equity ratio for Citigroup Inc. (C)?
- The 10Y average debt to equity ratio for C stock is 2.43.
- What is the 15Y average debt to equity ratio for Citigroup Inc. (C)?
- The 15Y average debt to equity ratio for C stock is 2.57.
- What is the 20Y average debt to equity ratio for Citigroup Inc. (C)?
- The 20Y average debt to equity ratio for C stock is 3.26.
Citigroup Inc. Debt to Equity Ratio History
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2025-12-31 | 3.37 |
| 2024-12-31 | 2.83 |
| 2023-12-31 | 2.93 |
| 2022-12-31 | 2.59 |
| 2021-12-31 | 2.35 |
| 2020-12-31 | 2.51 |
| 2019-12-31 | 2.38 |
| 2018-12-31 | 2.25 |
| 2017-12-31 | 2.18 |
| 2016-12-31 | 1.68 |
| 2015-12-31 | 1.66 |
| 2014-12-31 | 2.16 |
| 2013-12-31 | 2.37 |
| 2012-12-31 | 2.66 |
| 2011-12-31 | 3.24 |
| 2010-12-31 | 3.97 |
| 2009-12-31 | 3.85 |
| 2008-12-31 | 4.88 |
| 2007-12-31 | 7.74 |
| 2006-12-31 | 6.17 |
| 2005-12-31 | 4.68 |
| 2004-12-31 | 4.34 |
| 2003-12-31 | 4.17 |
| 2002-12-31 | 4.01 |
| 2001-12-31 | 3.96 |
| 2000-12-31 | 4.49 |
| 1999-12-31 | 4.19 |
| 1998-12-31 | 3.40 |
| 1997-12-31 | 4.90 |
| 1996-12-31 | 7.56 |
Related Metrics
About Citigroup Inc.
Citigroup Inc. functions as a comprehensive financial holding entity, delivering a broad spectrum of financial offerings and solutions. Its clientele spans individuals, businesses, governmental bodies, and institutional clients across numerous global regions, including North America, Latin America, Asia, Europe, the Middle East, and the African continent. The firm's operations are structured into two principal divisions: Global Consumer Banking (GCB) and the Institutional Clients Group (ICG). Through its GCB segment, Citigroup provides conventional banking options to individual retail clients, leveraging services like retail banking, its proprietary Citi-branded credit cards, and Citi retail service programs. This division also extends a variety of banking, credit, loan, and investment products, accessible via an extensive system of physical branches, dedicated offices, and digital platforms. Conversely, the ICG segment caters to corporate entities, institutions, public sector organizations, and affluent individuals with a suite of wholesale banking provisions. These encompass activities such as fixed income and equity sales and trading, foreign currency exchange, prime brokerage, derivatives, market research (both equity and fixed income), corporate financing, investment banking, advisory services, private wealth management, cash flow administration, trade financing, and securities-related offerings. By the close of 2020 (December 31st), the company maintained a network of 2,303 branches, predominantly located within the United States, Mexico, and various Asian markets. Established in 1812, Citigroup Inc. maintains its corporate headquarters in New York, New York.
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- Jane Nind Fraser