The PNC Financial Services Group, Inc. (PNC) vs The Charles Schwab Corporation (SCHW)
SCHW leads on 8 of 14 compared metrics, though PNC is the cheaper stock.
A side-by-side comparison of The PNC Financial Services Group, Inc. and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
PNC
The PNC Financial Services Group, Inc.
$237.66Financial Services
SCHW
The Charles Schwab Corporation
$91.10Financial Services
Total return — PNC vs SCHW
growth of $100 · last 30yPNC +685.7%SCHW +2382.3%SCHW compounded faster
PNC SCHW
PNC vs SCHW: by the numbers
- •SCHW is the larger company ($158.44B vs $95.44B market cap).
- •PNC trades at the lower earnings multiple (13.81 vs 18.08 P/E).
- •SCHW converts more revenue to profit (33.26% vs 22.51% net margin).
- •SCHW grew revenue faster over the past five years (14.85% vs 12.91% CAGR).
- •PNC pays the higher dividend yield (2.86% vs 1.30%).
Which is better, PNC or SCHW?
Metric tally: PNC 6 · SCHW 8It depends on what you're optimizing for:
ValuePNC(lower P/E)
GrowthSCHW(faster 5Y revenue CAGR)
IncomePNC(higher dividend yield)
QualitySCHW(higher ROIC)
Valuation
| Metric | PNC | SCHW |
|---|---|---|
| P/E ratio | 13.81● | 18.08 |
| Forward P/E | 12.88 | 12.44● |
| P/S ratio | 3.05● | 5.63 |
| P/B ratio | 1.54● | 3.24 |
| PEG ratio | 0.57 | 0.36● |
Profitability
| Metric | PNC | SCHW |
|---|---|---|
| Gross margin | 71.88% | 87.57%● |
| Operating margin | 27.54% | 43.04%● |
| Net margin | 22.51% | 33.26%● |
| ROE | 11.34% | 19.14%● |
| ROIC | 5.27% | 9.50%● |
Dividends
| Metric | PNC | SCHW |
|---|---|---|
| Dividend yield | 2.86%● | 1.30% |
| Payout ratio | 40.91% | 25.21% |
Growth (annualized)
| Metric | PNC | SCHW |
|---|---|---|
| Revenue CAGR (5Y) | 12.91% | 14.85%● |
| EPS CAGR (5Y) | 21.18%● | 17.05% |
| Total return CAGR (5Y) | 8.55%● | 5.66% |
Frequently asked
- Which is better, PNC or SCHW?
- It depends on your goal. value: PNC (lower P/E); growth: SCHW (faster 5Y revenue CAGR); income: PNC (higher dividend yield); quality: SCHW (higher ROIC). Across all compared metrics, SCHW leads 8 to 6.
- Is PNC or SCHW cheaper?
- On trailing earnings, PNC is cheaper: PNC trades at a 13.81 P/E and SCHW at 18.08.
- Which has grown faster, PNC or SCHW?
- Over the past five years, SCHW grew revenue faster — PNC at a 12.91% CAGR versus SCHW at 14.85%.
- Does PNC or SCHW pay a bigger dividend?
- PNC yields 2.86% and SCHW yields 1.30% based on trailing dividends and the latest price.
- Is PNC or SCHW more profitable?
- SCHW runs the higher net margin — PNC at 22.51% versus SCHW at 33.26%.
- Which has been the better investment, PNC or SCHW?
- Over the past 10-year, PNC delivered the higher annualized total return — PNC at 14.24% versus SCHW at 13.78%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
PNC Financial Services P/E ratioCharles Schwab P/E ratioPNC Financial Services dividend yieldCharles Schwab dividend yieldPNC Financial Services ROECharles Schwab ROEPNC Financial Services operating marginCharles Schwab operating marginPNC Financial Services revenue growthCharles Schwab revenue growthPNC Financial Services free cash flowCharles Schwab free cash flow
PNC Financial Services & Charles Schwab appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.