Is FICO or UI cheaper?

On trailing earnings, UI is cheaper: FICO trades at a 40.75 P/E and UI at 34.54.

Which has grown faster, FICO or UI?

Over the past five years, UI grew revenue faster — FICO at a 11.12% CAGR versus UI at 12.27%.

Does FICO or UI pay a bigger dividend?

UI pays a dividend (0.60% yield) while FICO does not currently pay one.

Is FICO or UI more profitable?

FICO runs the higher net margin — FICO at 33.67% versus UI at 30.43%.

Which has been the better investment, FICO or UI?

Over the past 10-year, UI delivered the higher annualized total return — FICO at 27.50% versus UI at 31.01%. Past performance doesn't predict future results.

Fair Isaac Corporation (FICO) vs Ubiquiti Inc. (UI)

FICO leads on 8 of 15 compared metrics, though UI is the cheaper stock.

A side-by-side comparison of Fair Isaac Corporation and Ubiquiti Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 7, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

FICO

Fair Isaac Corporation

Total return — FICO vs UI

growth of $100 · last 15y

FICO +4873.0%UI +2971.0%FICO compounded faster

FICO UI

FICO vs UI: by the numbers

•UI is the larger company ($31.85B vs $30.54B market cap).
•UI trades at the lower earnings multiple (34.54 vs 40.75 P/E).
•FICO converts more revenue to profit (33.67% vs 30.43% net margin).
•UI grew revenue faster over the past five years (12.27% vs 11.12% CAGR).
•UI pays a dividend (0.60% yield) while FICO does not currently pay one.

Which is better, FICO or UI?

Metric tally: FICO 8 · UI 7

It depends on what you're optimizing for:

ValueUI(lower P/E)

GrowthUI(faster 5Y revenue CAGR)

QualityUI(higher ROIC)

Metrics side by side

Valuation

Metric	FICO	UI
P/E ratio	40.75	34.54●
Forward P/E	29.95●	35.24
P/S ratio	13.54	10.51●
P/B ratio	—	27.08
PEG ratio	1.89	0.34●
EV / EBITDA	29.50	28.66●
FCF yield	2.92%●	2.30%

Profitability

Metric	FICO	UI
Gross margin	84.16%●	46.02%
Operating margin	50.37%●	35.75%
Net margin	33.67%●	30.43%
ROE	-37.34%	78.37%●
ROIC	52.96%	72.62%●

Dividends

Metric	FICO	UI
Dividend yield	—	0.60%
Payout ratio	—	27.19%

Growth (annualized)

Metric	FICO	UI
Revenue CAGR (5Y)	11.12%	12.27%●
EPS CAGR (5Y)	27.04%●	15.17%
FCF CAGR (5Y)	14.11%●	6.21%
Total return CAGR (5Y)	20.02%●	12.63%

Frequently asked

Which is better, FICO or UI?: It depends on your goal. value: UI (lower P/E); growth: UI (faster 5Y revenue CAGR); quality: UI (higher ROIC). Across all compared metrics, FICO leads 8 to 7.
Is FICO or UI cheaper?: On trailing earnings, UI is cheaper: FICO trades at a 40.75 P/E and UI at 34.54.
Which has grown faster, FICO or UI?: Over the past five years, UI grew revenue faster — FICO at a 11.12% CAGR versus UI at 12.27%.
Does FICO or UI pay a bigger dividend?: UI pays a dividend (0.60% yield) while FICO does not currently pay one.
Is FICO or UI more profitable?: FICO runs the higher net margin — FICO at 33.67% versus UI at 30.43%.
Which has been the better investment, FICO or UI?: Over the past 10-year, UI delivered the higher annualized total return — FICO at 27.50% versus UI at 31.01%. Past performance doesn't predict future results.

Go deeper

Full FICO analysis Full UI analysis Interactive comparison tool

Dig into the metrics

Fair Isaac P/E ratio Ubiquiti P/E ratio Fair Isaac dividend yield Ubiquiti dividend yield Fair Isaac ROE Ubiquiti ROE Fair Isaac operating margin Ubiquiti operating margin Fair Isaac revenue growth Ubiquiti revenue growth Fair Isaac free cash flow Ubiquiti free cash flow

Fair Isaac & Ubiquiti appear in these rankings

Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 7, 2026.