Fair Isaac Corporation (FICO) vs Strategy Inc (MSTR)

FICO and MSTR are evenly matched — 6 metrics each of 12.

A side-by-side comparison of Fair Isaac Corporation and Strategy Inc across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 24, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — FICO vs MSTR

growth of $100 · last 28y
FICO +10372.5%MSTR +1682.8%FICO compounded faster
Log scale — wide-divergence pair
1101001k10k100kStart $10020032008201320182023$10,473$1,783
FICO MSTR

FICO vs MSTR: by the numbers

  • MSTR is the larger company ($27.96B vs $26.45B market cap).
  • FICO is profitable (33.67% net margin) while MSTR runs a net loss (-2519.39%).
  • FICO grew revenue faster over the past five years (11.12% vs -0.07% CAGR).

Which is better, FICO or MSTR?

Metric tally: FICO 6 · MSTR 6

It depends on what you're optimizing for:

GrowthFICO(faster 5Y revenue CAGR)
QualityFICO(higher ROIC)

Metrics side by side

Valuation

MetricFICOMSTR
P/E ratio36.12
Forward P/E21.031.97
P/S ratio12.0064.08
P/B ratio0.69
PEG ratio1.89
EV / EBITDA26.25
FCF yield3.30%14.39%

Profitability

MetricFICOMSTR
Gross margin84.16%68.11%
Operating margin50.37%94.21%
Net margin33.67%-2519.39%
ROE-37.34%-27.08%
ROIC52.96%-6.19%

Growth (annualized)

MetricFICOMSTR
Revenue CAGR (5Y)11.12%-0.07%
EPS CAGR (5Y)27.04%73.47%
FCF CAGR (5Y)14.11%132.62%
Total return CAGR (5Y)17.88%10.10%

Frequently asked

Which is better, FICO or MSTR?
It depends on your goal. growth: FICO (faster 5Y revenue CAGR); quality: FICO (higher ROIC). Across all compared metrics, they are evenly matched.
Which has grown faster, FICO or MSTR?
Over the past five years, FICO grew revenue faster — FICO at a 11.12% CAGR versus MSTR at -0.07%.
Is FICO or MSTR more profitable?
FICO runs the higher net margin — FICO at 33.67% versus MSTR at -2519.39%.
Which has been the better investment, FICO or MSTR?
Over the past 10-year, FICO delivered the higher annualized total return — FICO at 26.47% versus MSTR at 18.45%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 24, 2026.