Is FI or XYZ cheaper?

On trailing earnings, FI is cheaper: FI trades at a 10.16 P/E and XYZ at 54.31.

Which has grown faster, FI or XYZ?

Over the past five years, XYZ grew revenue faster — FI at a 7.29% CAGR versus XYZ at 13.19%.

Is FI or XYZ more profitable?

FI runs the higher net margin — FI at 15.17% versus XYZ at 3.30%.

Which has been the better investment, FI or XYZ?

Over the past 10-year, XYZ delivered the higher annualized total return — FI at 3.34% versus XYZ at 22.48%. Past performance doesn't predict future results.

Fiserv, Inc. (FI) vs Block, Inc. (XYZ)

FI leads on 11 of 14 compared metrics.

A side-by-side comparison of Fiserv, Inc. and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — FI vs XYZ

growth of $100 · last 10y

FI +35.8%XYZ +375.0%XYZ compounded faster

FI XYZ

FI vs XYZ: by the numbers

•XYZ is the larger company ($41.38B vs $34.31B market cap).
•FI trades at the lower earnings multiple (10.16 vs 54.31 P/E).
•FI converts more revenue to profit (15.17% vs 3.30% net margin).
•XYZ grew revenue faster over the past five years (13.19% vs 7.29% CAGR).

Which is better, FI or XYZ?

Metric tally: FI 11 · XYZ 3

It depends on what you're optimizing for:

ValueFI(lower P/E)

GrowthXYZ(faster 5Y revenue CAGR)

QualityFI(higher ROIC)

Valuation

Metric	FI	XYZ
P/E ratio	10.16●	54.31
Forward P/E	7.69●	13.76
P/S ratio	1.68	1.70
P/B ratio	1.42●	1.91
PEG ratio	0.60●	1.56
EV / EBITDA	7.32●	22.87
FCF yield	16.67%●	7.84%

Profitability

Metric	FI	XYZ
Gross margin	30.86%	44.85%●
Operating margin	25.32%●	11.74%
Net margin	15.17%●	3.30%
ROE	12.20%●	3.72%
ROIC	10.12%●	7.52%

Growth (annualized)

Metric	FI	XYZ
Revenue CAGR (5Y)	7.29%	13.19%●
EPS CAGR (5Y)	34.70%	34.72%
FCF CAGR (5Y)	13.82%	64.00%●
Total return CAGR (5Y)	-11.04%●	-20.52%

Frequently asked

Which is better, FI or XYZ?: It depends on your goal. value: FI (lower P/E); growth: XYZ (faster 5Y revenue CAGR); quality: FI (higher ROIC). Across all compared metrics, FI leads 11 to 3.
Is FI or XYZ cheaper?: On trailing earnings, FI is cheaper: FI trades at a 10.16 P/E and XYZ at 54.31.
Which has grown faster, FI or XYZ?: Over the past five years, XYZ grew revenue faster — FI at a 7.29% CAGR versus XYZ at 13.19%.
Is FI or XYZ more profitable?: FI runs the higher net margin — FI at 15.17% versus XYZ at 3.30%.
Which has been the better investment, FI or XYZ?: Over the past 10-year, XYZ delivered the higher annualized total return — FI at 3.34% versus XYZ at 22.48%. Past performance doesn't predict future results.

Go deeper

Full FI analysis Full XYZ analysis Interactive comparison tool

Dig into the metrics

Fiserv P/E ratio Block P/E ratio Fiserv dividend yield Block dividend yield Fiserv ROE Block ROE Fiserv operating margin Block operating margin Fiserv revenue growth Block revenue growth Fiserv free cash flow Block free cash flow

Fiserv & Block appear in these rankings

Highest FCF Yield Stocks Best 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.