Fiserv, Inc. (FI) vs Garmin Ltd. (GRMN)

FI leads on 9 of 16 compared metrics.

A side-by-side comparison of Fiserv, Inc. and Garmin Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — FI vs GRMN

growth of $100 · last 25y
FI +566.6%GRMN +1935.9%GRMN compounded faster
05001k2k2k3kStart $10020052010201520202025$667$2,036
FI GRMN

FI vs GRMN: by the numbers

  • GRMN is the larger company ($45.92B vs $34.31B market cap).
  • FI trades at the lower earnings multiple (10.16 vs 26.54 P/E).
  • GRMN converts more revenue to profit (23.26% vs 15.17% net margin).
  • GRMN grew revenue faster over the past five years (11.13% vs 7.29% CAGR).
  • GRMN pays a dividend (1.51% yield) while FI does not currently pay one.

Which is better, FI or GRMN?

Metric tally: FI 9 · GRMN 7

It depends on what you're optimizing for:

ValueFI(lower P/E)
GrowthGRMN(faster 5Y revenue CAGR)
QualityGRMN(higher ROIC)

Valuation

MetricFIGRMN
P/E ratio10.1626.54
Forward P/E7.6924.70
P/S ratio1.686.17
P/B ratio1.424.97
PEG ratio0.601.34
EV / EBITDA7.3219.20
FCF yield16.67%3.15%

Profitability

MetricFIGRMN
Gross margin30.86%59.14%
Operating margin25.32%26.46%
Net margin15.17%23.26%
ROE12.20%18.73%
ROIC10.12%16.71%

Dividends

MetricFIGRMN
Dividend yield1.51%
Payout ratio41.62%

Growth (annualized)

MetricFIGRMN
Revenue CAGR (5Y)7.29%11.13%
EPS CAGR (5Y)34.70%9.55%
FCF CAGR (5Y)13.82%5.80%
Total return CAGR (5Y)-11.04%12.86%

Frequently asked

Which is better, FI or GRMN?
It depends on your goal. value: FI (lower P/E); growth: GRMN (faster 5Y revenue CAGR); quality: GRMN (higher ROIC). Across all compared metrics, FI leads 9 to 7.
Is FI or GRMN cheaper?
On trailing earnings, FI is cheaper: FI trades at a 10.16 P/E and GRMN at 26.54.
Which has grown faster, FI or GRMN?
Over the past five years, GRMN grew revenue faster — FI at a 7.29% CAGR versus GRMN at 11.13%.
Does FI or GRMN pay a bigger dividend?
GRMN pays a dividend (1.51% yield) while FI does not currently pay one.
Is FI or GRMN more profitable?
GRMN runs the higher net margin — FI at 15.17% versus GRMN at 23.26%.
Which has been the better investment, FI or GRMN?
Over the past 10-year, GRMN delivered the higher annualized total return — FI at 3.34% versus GRMN at 22.01%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.