Fiserv, Inc. (FI) vs Garmin Ltd. (GRMN)
FI leads on 9 of 16 compared metrics.
A side-by-side comparison of Fiserv, Inc. and Garmin Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
Total return — FI vs GRMN
growth of $100 · last 25yFI +566.6%GRMN +1935.9%GRMN compounded faster
FI GRMN
FI vs GRMN: by the numbers
- •GRMN is the larger company ($45.92B vs $34.31B market cap).
- •FI trades at the lower earnings multiple (10.16 vs 26.54 P/E).
- •GRMN converts more revenue to profit (23.26% vs 15.17% net margin).
- •GRMN grew revenue faster over the past five years (11.13% vs 7.29% CAGR).
- •GRMN pays a dividend (1.51% yield) while FI does not currently pay one.
Which is better, FI or GRMN?
Metric tally: FI 9 · GRMN 7It depends on what you're optimizing for:
ValueFI(lower P/E)
GrowthGRMN(faster 5Y revenue CAGR)
QualityGRMN(higher ROIC)
Valuation
| Metric | FI | GRMN |
|---|---|---|
| P/E ratio | 10.16● | 26.54 |
| Forward P/E | 7.69● | 24.70 |
| P/S ratio | 1.68● | 6.17 |
| P/B ratio | 1.42● | 4.97 |
| PEG ratio | 0.60● | 1.34 |
| EV / EBITDA | 7.32● | 19.20 |
| FCF yield | 16.67%● | 3.15% |
Profitability
| Metric | FI | GRMN |
|---|---|---|
| Gross margin | 30.86% | 59.14%● |
| Operating margin | 25.32% | 26.46%● |
| Net margin | 15.17% | 23.26%● |
| ROE | 12.20% | 18.73%● |
| ROIC | 10.12% | 16.71%● |
Dividends
| Metric | FI | GRMN |
|---|---|---|
| Dividend yield | — | 1.51% |
| Payout ratio | — | 41.62% |
Growth (annualized)
| Metric | FI | GRMN |
|---|---|---|
| Revenue CAGR (5Y) | 7.29% | 11.13%● |
| EPS CAGR (5Y) | 34.70%● | 9.55% |
| FCF CAGR (5Y) | 13.82%● | 5.80% |
| Total return CAGR (5Y) | -11.04% | 12.86%● |
Frequently asked
- Which is better, FI or GRMN?
- It depends on your goal. value: FI (lower P/E); growth: GRMN (faster 5Y revenue CAGR); quality: GRMN (higher ROIC). Across all compared metrics, FI leads 9 to 7.
- Is FI or GRMN cheaper?
- On trailing earnings, FI is cheaper: FI trades at a 10.16 P/E and GRMN at 26.54.
- Which has grown faster, FI or GRMN?
- Over the past five years, GRMN grew revenue faster — FI at a 7.29% CAGR versus GRMN at 11.13%.
- Does FI or GRMN pay a bigger dividend?
- GRMN pays a dividend (1.51% yield) while FI does not currently pay one.
- Is FI or GRMN more profitable?
- GRMN runs the higher net margin — FI at 15.17% versus GRMN at 23.26%.
- Which has been the better investment, FI or GRMN?
- Over the past 10-year, GRMN delivered the higher annualized total return — FI at 3.34% versus GRMN at 22.01%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Fiserv P/E ratioGarmin P/E ratioFiserv dividend yieldGarmin dividend yieldFiserv ROEGarmin ROEFiserv operating marginGarmin operating marginFiserv revenue growthGarmin revenue growthFiserv free cash flowGarmin free cash flow
Fiserv & Garmin appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.