Is EFX or TOST cheaper?

On trailing earnings, EFX is cheaper: EFX trades at a 24.97 P/E and TOST at 44.68.

Which has grown faster, EFX or TOST?

Over the past five years, TOST grew revenue faster — EFX at a 6.82% CAGR versus TOST at 48.05%.

Does EFX or TOST pay a bigger dividend?

EFX pays a dividend (1.23% yield) while TOST does not currently pay one.

Is EFX or TOST more profitable?

EFX runs the higher net margin — EFX at 10.73% versus TOST at 6.39%.

Equifax Inc. (EFX) vs Toast, Inc. (TOST)

EFX leads on 8 of 13 compared metrics.

A side-by-side comparison of Equifax Inc. and Toast, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 24, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

EFX

Equifax Inc.

$20.27B

$172.54IndustrialsDelayed quote: Jul 24, 2026, 4:00 PM EDT

TOST

Toast, Inc.

$16.84B

$29.04TechnologyAt close: Jul 24, 2026, 4:00 PM ET

Total return — EFX vs TOST

growth of $100 · dividends reinvested · last 5y

EFX -31.8%TOST -53.5%EFX compounded faster

EFX TOST

EFX vs TOST: by the numbers

•EFX is the larger company ($20.27B vs $16.84B market cap).
•EFX trades at the lower earnings multiple (24.97 vs 44.68 P/E).
•EFX converts more revenue to profit (10.73% vs 6.39% net margin).
•TOST grew revenue faster over the past five years (48.05% vs 6.82% CAGR).
•EFX pays a dividend (1.23% yield) while TOST does not currently pay one.

Which is better, EFX or TOST?

Metric tally: EFX 8 · TOST 5

It depends on what you're optimizing for:

ValueEFX(lower P/E)

GrowthTOST(faster 5Y revenue CAGR)

QualityTOST(higher ROIC)

Metrics side by side

Valuation

Metric	EFX	TOST
P/E ratio	24.97●	44.68
Forward P/E	20.14●	21.77
P/S ratio	3.19	2.71●
P/B ratio	4.70●	8.78
PEG ratio	4.12	0.04●
EV / EBITDA	13.71●	39.14
FCF yield	5.37%●	3.74%

Profitability

Metric	EFX	TOST
Gross margin	44.38%●	26.23%
Operating margin	17.85%●	5.63%
Net margin	10.73%●	6.39%
ROE	15.78%	20.70%●
ROIC	7.69%	13.85%●

Dividends

Metric	EFX	TOST
Dividend yield	1.23%	—
Payout ratio	39.55%	—

Growth (annualized)

Metric	EFX	TOST
Revenue CAGR (5Y)	6.82%	48.05%●
EPS CAGR (5Y)	4.60%	—
FCF CAGR (5Y)	8.02%	—
Total return CAGR (5Y)	-6.66%	—

Frequently asked

Which is better, EFX or TOST?: It depends on your goal. value: EFX (lower P/E); growth: TOST (faster 5Y revenue CAGR); quality: TOST (higher ROIC). Across all compared metrics, EFX leads 8 to 5.
Is EFX or TOST cheaper?: On trailing earnings, EFX is cheaper: EFX trades at a 24.97 P/E and TOST at 44.68.
Which has grown faster, EFX or TOST?: Over the past five years, TOST grew revenue faster — EFX at a 6.82% CAGR versus TOST at 48.05%.
Does EFX or TOST pay a bigger dividend?: EFX pays a dividend (1.23% yield) while TOST does not currently pay one.
Is EFX or TOST more profitable?: EFX runs the higher net margin — EFX at 10.73% versus TOST at 6.39%.

Go deeper

Full EFX analysis Full TOST analysis Interactive comparison tool

Dig into the metrics

Equifax P/E ratio Toast P/E ratio Equifax dividend yield Toast dividend yield Equifax ROE Toast ROE Equifax operating margin Toast operating margin Equifax revenue growth Toast revenue growth Equifax free cash flow Toast free cash flow

Equifax & Toast appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 24, 2026.