Corpay, Inc. (CPAY) vs Zoom Communications, Inc. (ZM)

A side-by-side comparison of Corpay, Inc. and Zoom Communications, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 26, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCPAY vs ZM

growth of $100 · dividends reinvested · last 7y
CPAY +63.6% (+7.3%/yr)ZM +62.8% (+7.2%/yr)CPAY compounded faster over this window
200400600800Start $100202120232025$164$163
CPAY ZM

CPAY vs ZM: by the numbers

  • ZM is the larger company ($27.51B vs $26.60B market cap).
  • ZM trades at the lower trailing earnings multiple (9.36 vs 25.10 P/E), one valuation lens rather than an overall verdict.
  • ZM converts more revenue to profit (65.19% vs 22.72% net margin).
  • CPAY grew revenue faster over the past five years (15.16% vs 6.54% CAGR).

Metrics side by side

Valuation

MetricCPAYZM
P/E ratio25.109.36
Forward P/E15.0816.91
P/S ratio5.456.06
P/B ratio7.722.68
EV / EBITDA13.9721.74
FCF yield5.99%6.36%

Profitability

MetricCPAYZM
Gross margin73.34%77.30%
Operating margin40.80%23.73%
Net margin22.72%65.19%
ROE32.21%28.80%
ROIC8.92%8.04%

Growth (annualized)

MetricCPAYZM
Revenue CAGR (5Y)15.16%6.54%
EPS CAGR (5Y)12.72%21.68%
FCF CAGR (5Y)-1.40%2.88%
Total return CAGR (5Y)9.47%-21.46%

Frequently asked

Which has the lower trailing P/E, CPAY or ZM?
ZM has the lower trailing P/E: CPAY trades at 25.10 and ZM at 9.36. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CPAY or ZM?
Over the past five years, CPAY grew revenue faster — CPAY at a 15.16% CAGR versus ZM at 6.54%.
Is CPAY or ZM more profitable?
ZM runs the higher net margin — CPAY at 22.72% versus ZM at 65.19%.
How have CPAY and ZM total returns compared?
Over the past 5 years, CPAY delivered 9.54% and ZM delivered -21.46% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 26, 2026.