Chubb Limited (CB) vs Spotify Technology S.A. (SPOT)
CB leads on 8 of 12 compared metrics.
A side-by-side comparison of Chubb Limited and Spotify Technology S.A. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
CB
Chubb Limited
$328.14Financial Services
SPOT
Spotify Technology S.A.
$482.00Communication Services
Total return — CB vs SPOT
growth of $100 · last 8yCB +142.9%SPOT +223.5%SPOT compounded faster
CB SPOT
CB vs SPOT: by the numbers
- •CB is the larger company ($127.27B vs $99.11B market cap).
- •CB trades at the lower earnings multiple (11.59 vs 38.40 P/E).
- •CB converts more revenue to profit (18.48% vs 15.43% net margin).
- •SPOT grew revenue faster over the past five years (16.40% vs 9.76% CAGR).
- •CB pays a dividend (1.20% yield) while SPOT does not currently pay one.
Which is better, CB or SPOT?
Metric tally: CB 8 · SPOT 4It depends on what you're optimizing for:
ValueCB(lower P/E)
GrowthSPOT(faster 5Y revenue CAGR)
QualitySPOT(higher ROIC)
Metrics side by side
Valuation
| Metric | CB | SPOT |
|---|---|---|
| P/E ratio | 11.59● | 38.40 |
| Forward P/E | 12.11● | 30.56 |
| P/S ratio | 2.12● | 4.92 |
| P/B ratio | 1.75● | 10.89 |
| PEG ratio | 0.93 | 0.51● |
| EV / EBITDA | — | 27.54 |
| FCF yield | — | 3.69% |
Profitability
| Metric | CB | SPOT |
|---|---|---|
| Gross margin | 35.20%● | 32.31% |
| Operating margin | 18.61%● | 13.70% |
| Net margin | 18.48%● | 15.43% |
| ROE | 15.31% | 34.17%● |
| ROIC | 7.95% | 21.05%● |
Dividends
| Metric | CB | SPOT |
|---|---|---|
| Dividend yield | 1.20% | — |
| Payout ratio | 15.17% | — |
Growth (annualized)
| Metric | CB | SPOT |
|---|---|---|
| Revenue CAGR (5Y) | 9.76% | 16.40%● |
| EPS CAGR (5Y) | 27.08% | — |
| FCF CAGR (5Y) | — | 66.97% |
| Total return CAGR (5Y) | 16.27%● | 14.61% |
Frequently asked
- Which is better, CB or SPOT?
- It depends on your goal. value: CB (lower P/E); growth: SPOT (faster 5Y revenue CAGR); quality: SPOT (higher ROIC). Across all compared metrics, CB leads 8 to 4.
- Is CB or SPOT cheaper?
- On trailing earnings, CB is cheaper: CB trades at a 11.59 P/E and SPOT at 38.40.
- Which has grown faster, CB or SPOT?
- Over the past five years, SPOT grew revenue faster — CB at a 9.76% CAGR versus SPOT at 16.40%.
- Does CB or SPOT pay a bigger dividend?
- CB pays a dividend (1.20% yield) while SPOT does not currently pay one.
- Is CB or SPOT more profitable?
- CB runs the higher net margin — CB at 18.48% versus SPOT at 15.43%.
- Which has been the better investment, CB or SPOT?
- Over the past 5-year, SPOT delivered the higher annualized total return — CB at 12.13% versus SPOT at 14.61%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Chubb P/E ratioSpotify Technology P/E ratioChubb dividend yieldSpotify Technology dividend yieldChubb ROESpotify Technology ROEChubb operating marginSpotify Technology operating marginChubb revenue growthSpotify Technology revenue growthChubb free cash flowSpotify Technology free cash flow
Chubb & Spotify Technology appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.