Chubb Limited (CB) vs Spotify Technology S.A. (SPOT)

CB leads on 8 of 12 compared metrics.

A side-by-side comparison of Chubb Limited and Spotify Technology S.A. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — CB vs SPOT

growth of $100 · last 8y
CB +142.9%SPOT +223.5%SPOT compounded faster
100200300400500Start $1002020202220242026$243$323
CB SPOT

CB vs SPOT: by the numbers

  • CB is the larger company ($127.27B vs $99.11B market cap).
  • CB trades at the lower earnings multiple (11.59 vs 38.40 P/E).
  • CB converts more revenue to profit (18.48% vs 15.43% net margin).
  • SPOT grew revenue faster over the past five years (16.40% vs 9.76% CAGR).
  • CB pays a dividend (1.20% yield) while SPOT does not currently pay one.

Which is better, CB or SPOT?

Metric tally: CB 8 · SPOT 4

It depends on what you're optimizing for:

ValueCB(lower P/E)
GrowthSPOT(faster 5Y revenue CAGR)
QualitySPOT(higher ROIC)

Metrics side by side

Valuation

MetricCBSPOT
P/E ratio11.5938.40
Forward P/E12.1130.56
P/S ratio2.124.92
P/B ratio1.7510.89
PEG ratio0.930.51
EV / EBITDA27.54
FCF yield3.69%

Profitability

MetricCBSPOT
Gross margin35.20%32.31%
Operating margin18.61%13.70%
Net margin18.48%15.43%
ROE15.31%34.17%
ROIC7.95%21.05%

Dividends

MetricCBSPOT
Dividend yield1.20%
Payout ratio15.17%

Growth (annualized)

MetricCBSPOT
Revenue CAGR (5Y)9.76%16.40%
EPS CAGR (5Y)27.08%
FCF CAGR (5Y)66.97%
Total return CAGR (5Y)16.27%14.61%

Frequently asked

Which is better, CB or SPOT?
It depends on your goal. value: CB (lower P/E); growth: SPOT (faster 5Y revenue CAGR); quality: SPOT (higher ROIC). Across all compared metrics, CB leads 8 to 4.
Is CB or SPOT cheaper?
On trailing earnings, CB is cheaper: CB trades at a 11.59 P/E and SPOT at 38.40.
Which has grown faster, CB or SPOT?
Over the past five years, SPOT grew revenue faster — CB at a 9.76% CAGR versus SPOT at 16.40%.
Does CB or SPOT pay a bigger dividend?
CB pays a dividend (1.20% yield) while SPOT does not currently pay one.
Is CB or SPOT more profitable?
CB runs the higher net margin — CB at 18.48% versus SPOT at 15.43%.
Which has been the better investment, CB or SPOT?
Over the past 5-year, SPOT delivered the higher annualized total return — CB at 12.13% versus SPOT at 14.61%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.