Which has grown faster, BILL or OSS?

Over the past five years, BILL grew revenue faster — BILL at a 51.27% CAGR versus OSS at -11.58%.

Is BILL or OSS more profitable?

OSS runs the higher net margin — BILL at 0.01% versus OSS at 23.50%.

Which has been the better investment, BILL or OSS?

Over the past 5-year, OSS delivered the higher annualized total return — BILL at -26.74% versus OSS at 22.76%. Past performance doesn't predict future results.

Bill.com Holdings, Inc. (BILL) vs One Stop Systems, Inc. (OSS)

BILL leads on 6 of 9 compared metrics.

A side-by-side comparison of Bill.com Holdings, Inc. and One Stop Systems, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

BILL

Bill.com Holdings, Inc.

$3.30B

$33.18Technology

OSS

One Stop Systems, Inc.

$412M

$16.65Technology

Total return — BILL vs OSS

growth of $100 · last 6y

BILL -6.5%OSS +885.2%OSS compounded faster

Log scale — wide-divergence pair

BILL OSS

BILL vs OSS: by the numbers

•BILL is the larger company ($3.30B vs $412M market cap).
•OSS converts more revenue to profit (23.50% vs 0.01% net margin).
•BILL grew revenue faster over the past five years (51.27% vs -11.58% CAGR).

Which is better, BILL or OSS?

Metric tally: BILL 6 · OSS 3

It depends on what you're optimizing for:

GrowthBILL(faster 5Y revenue CAGR)

QualityBILL(higher ROIC)

Valuation

Metric	BILL	OSS
P/E ratio	—	55.82
Forward P/E	9.93	—
P/S ratio	2.12●	14.66
P/B ratio	0.89●	9.06
PEG ratio	—	1.09
EV / EBITDA	31.34	—
FCF yield	11.29%	—

Profitability

Metric	BILL	OSS
Gross margin	80.70%●	53.44%
Operating margin	-3.52%●	-7.51%
Net margin	0.01%	23.50%●
ROE	0.00%	14.53%●
ROIC	-1.11%●	-7.12%

Growth (annualized)

Metric	BILL	OSS
Revenue CAGR (5Y)	51.27%●	-11.58%
EPS CAGR (5Y)	—	51.02%
FCF CAGR (5Y)	—	7.04%
Total return CAGR (5Y)	-26.74%	22.76%●

Frequently asked

Which is better, BILL or OSS?: It depends on your goal. growth: BILL (faster 5Y revenue CAGR); quality: BILL (higher ROIC). Across all compared metrics, BILL leads 6 to 3.
Which has grown faster, BILL or OSS?: Over the past five years, BILL grew revenue faster — BILL at a 51.27% CAGR versus OSS at -11.58%.
Is BILL or OSS more profitable?: OSS runs the higher net margin — BILL at 0.01% versus OSS at 23.50%.
Which has been the better investment, BILL or OSS?: Over the past 5-year, OSS delivered the higher annualized total return — BILL at -26.74% versus OSS at 22.76%. Past performance doesn't predict future results.

Go deeper

Full BILL analysis Full OSS analysis Interactive comparison tool

Dig into the metrics

Bill.com P/E ratio One Stop Systems P/E ratio Bill.com dividend yield One Stop Systems dividend yield Bill.com ROE One Stop Systems ROE Bill.com operating margin One Stop Systems operating margin Bill.com revenue growth One Stop Systems revenue growth Bill.com free cash flow One Stop Systems free cash flow

Bill.com & One Stop Systems appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.