Assurant, Inc. (AIZ) vs Kinsale Capital Group, Inc. (KNSL)
KNSL leads on 9 of 17 compared metrics, though AIZ is the cheaper stock.
A side-by-side comparison of Assurant, Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AIZ
Assurant, Inc.
$260.99Financial Services
KNSL
Kinsale Capital Group, Inc.
$311.38Financial Services
Total return — AIZ vs KNSL
growth of $100 · last 10yAIZ +214.4%KNSL +1604.3%KNSL compounded faster
Log scale — wide-divergence pair
AIZ KNSL
AIZ vs KNSL: by the numbers
- •AIZ is the larger company ($12.93B vs $7.18B market cap).
- •AIZ trades at the lower earnings multiple (13.26 vs 13.71 P/E).
- •KNSL converts more revenue to profit (27.48% vs 7.60% net margin).
- •KNSL grew revenue faster over the past five years (29.93% vs 6.31% CAGR).
- •AIZ pays the higher dividend yield (1.32% vs 0.27%).
Which is better, AIZ or KNSL?
Metric tally: AIZ 8 · KNSL 9It depends on what you're optimizing for:
ValueAIZ(lower P/E)
GrowthKNSL(faster 5Y revenue CAGR)
IncomeAIZ(higher dividend yield)
QualityKNSL(higher ROIC)
Valuation
| Metric | AIZ | KNSL |
|---|---|---|
| P/E ratio | 13.26● | 13.71 |
| Forward P/E | 12.41● | 15.05 |
| P/S ratio | 1.00● | 3.74 |
| P/B ratio | 2.23● | 3.65 |
| PEG ratio | 0.74● | 0.84 |
| EV / EBITDA | 8.52● | 10.58 |
| FCF yield | 11.09% | 14.12%● |
Profitability
| Metric | AIZ | KNSL |
|---|---|---|
| Gross margin | 77.83%● | 46.64% |
| Operating margin | 9.42% | 34.51%● |
| Net margin | 7.60% | 27.48%● |
| ROE | 17.04% | 26.78%● |
| ROIC | 7.04% | 22.98%● |
Dividends
| Metric | AIZ | KNSL |
|---|---|---|
| Dividend yield | 1.32%● | 0.27% |
| Payout ratio | 19.90% | 3.86% |
Growth (annualized)
| Metric | AIZ | KNSL |
|---|---|---|
| Revenue CAGR (5Y) | 6.31% | 29.93%● |
| EPS CAGR (5Y) | 19.69% | 40.61%● |
| FCF CAGR (5Y) | 9.85% | 28.74%● |
| Total return CAGR (5Y) | 11.76% | 13.96%● |
Frequently asked
- Which is better, AIZ or KNSL?
- It depends on your goal. value: AIZ (lower P/E); growth: KNSL (faster 5Y revenue CAGR); income: AIZ (higher dividend yield); quality: KNSL (higher ROIC). Across all compared metrics, KNSL leads 9 to 8.
- Is AIZ or KNSL cheaper?
- On trailing earnings, AIZ is cheaper: AIZ trades at a 13.26 P/E and KNSL at 13.71.
- Which has grown faster, AIZ or KNSL?
- Over the past five years, KNSL grew revenue faster — AIZ at a 6.31% CAGR versus KNSL at 29.93%.
- Does AIZ or KNSL pay a bigger dividend?
- AIZ yields 1.32% and KNSL yields 0.27% based on trailing dividends and the latest price.
- Is AIZ or KNSL more profitable?
- KNSL runs the higher net margin — AIZ at 7.60% versus KNSL at 27.48%.
- Which has been the better investment, AIZ or KNSL?
- Over the past 5-year, AIZ delivered the higher annualized total return — AIZ at 14.08% versus KNSL at 13.96%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Assurant P/E ratioKinsale Capital P/E ratioAssurant dividend yieldKinsale Capital dividend yieldAssurant ROEKinsale Capital ROEAssurant operating marginKinsale Capital operating marginAssurant revenue growthKinsale Capital revenue growthAssurant free cash flowKinsale Capital free cash flow
Assurant & Kinsale Capital appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.