Assurant, Inc. (AIZ) vs Kinsale Capital Group, Inc. (KNSL)

KNSL leads on 9 of 17 compared metrics, though AIZ is the cheaper stock.

A side-by-side comparison of Assurant, Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — AIZ vs KNSL

growth of $100 · last 10y
AIZ +214.4%KNSL +1604.3%KNSL compounded faster
Log scale — wide-divergence pair
101001k10kStart $10020182020202220242026$314$1,704
AIZ KNSL

AIZ vs KNSL: by the numbers

  • AIZ is the larger company ($12.93B vs $7.18B market cap).
  • AIZ trades at the lower earnings multiple (13.26 vs 13.71 P/E).
  • KNSL converts more revenue to profit (27.48% vs 7.60% net margin).
  • KNSL grew revenue faster over the past five years (29.93% vs 6.31% CAGR).
  • AIZ pays the higher dividend yield (1.32% vs 0.27%).

Which is better, AIZ or KNSL?

Metric tally: AIZ 8 · KNSL 9

It depends on what you're optimizing for:

ValueAIZ(lower P/E)
GrowthKNSL(faster 5Y revenue CAGR)
IncomeAIZ(higher dividend yield)
QualityKNSL(higher ROIC)

Valuation

MetricAIZKNSL
P/E ratio13.2613.71
Forward P/E12.4115.05
P/S ratio1.003.74
P/B ratio2.233.65
PEG ratio0.740.84
EV / EBITDA8.5210.58
FCF yield11.09%14.12%

Profitability

MetricAIZKNSL
Gross margin77.83%46.64%
Operating margin9.42%34.51%
Net margin7.60%27.48%
ROE17.04%26.78%
ROIC7.04%22.98%

Dividends

MetricAIZKNSL
Dividend yield1.32%0.27%
Payout ratio19.90%3.86%

Growth (annualized)

MetricAIZKNSL
Revenue CAGR (5Y)6.31%29.93%
EPS CAGR (5Y)19.69%40.61%
FCF CAGR (5Y)9.85%28.74%
Total return CAGR (5Y)11.76%13.96%

Frequently asked

Which is better, AIZ or KNSL?
It depends on your goal. value: AIZ (lower P/E); growth: KNSL (faster 5Y revenue CAGR); income: AIZ (higher dividend yield); quality: KNSL (higher ROIC). Across all compared metrics, KNSL leads 9 to 8.
Is AIZ or KNSL cheaper?
On trailing earnings, AIZ is cheaper: AIZ trades at a 13.26 P/E and KNSL at 13.71.
Which has grown faster, AIZ or KNSL?
Over the past five years, KNSL grew revenue faster — AIZ at a 6.31% CAGR versus KNSL at 29.93%.
Does AIZ or KNSL pay a bigger dividend?
AIZ yields 1.32% and KNSL yields 0.27% based on trailing dividends and the latest price.
Is AIZ or KNSL more profitable?
KNSL runs the higher net margin — AIZ at 7.60% versus KNSL at 27.48%.
Which has been the better investment, AIZ or KNSL?
Over the past 5-year, AIZ delivered the higher annualized total return — AIZ at 14.08% versus KNSL at 13.96%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.