C3.ai, Inc. (AI) vs Kinsale Capital Group, Inc. (KNSL)

KNSL leads on 8 of 9 compared metrics.

A side-by-side comparison of C3.ai, Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — AI vs KNSL

growth of $100 · last 6y
AI -88.2%KNSL +33.2%KNSL compounded faster
Log scale — wide-divergence pair
1101001kStart $100202120222023202420252026$12$133
AI KNSL

AI vs KNSL: by the numbers

  • KNSL is the larger company ($7.18B vs $1.55B market cap).
  • KNSL is profitable (27.48% net margin) while AI runs a net loss (-187.95%).
  • KNSL grew revenue faster over the past five years (29.93% vs 6.44% CAGR).
  • KNSL pays a dividend (0.27% yield) while AI does not currently pay one.

Which is better, AI or KNSL?

Metric tally: AI 1 · KNSL 8

It depends on what you're optimizing for:

GrowthKNSL(faster 5Y revenue CAGR)
QualityKNSL(higher ROIC)

Valuation

MetricAIKNSL
P/E ratio13.71
Forward P/E15.05
P/S ratio6.373.74
P/B ratio2.443.65
PEG ratio0.84
EV / EBITDA10.58
FCF yield14.12%

Profitability

MetricAIKNSL
Gross margin30.92%46.64%
Operating margin-194.86%34.51%
Net margin-187.95%27.48%
ROE-71.95%26.78%
ROIC-68.71%22.98%

Dividends

MetricAIKNSL
Dividend yield0.27%
Payout ratio3.86%

Growth (annualized)

MetricAIKNSL
Revenue CAGR (5Y)6.44%29.93%
EPS CAGR (5Y)40.61%
FCF CAGR (5Y)28.74%
Total return CAGR (5Y)-29.02%13.96%

Frequently asked

Which is better, AI or KNSL?
It depends on your goal. growth: KNSL (faster 5Y revenue CAGR); quality: KNSL (higher ROIC). Across all compared metrics, KNSL leads 8 to 1.
Which has grown faster, AI or KNSL?
Over the past five years, KNSL grew revenue faster — AI at a 6.44% CAGR versus KNSL at 29.93%.
Does AI or KNSL pay a bigger dividend?
KNSL pays a dividend (0.27% yield) while AI does not currently pay one.
Is AI or KNSL more profitable?
KNSL runs the higher net margin — AI at -187.95% versus KNSL at 27.48%.
Which has been the better investment, AI or KNSL?
Over the past 5-year, KNSL delivered the higher annualized total return — AI at -29.02% versus KNSL at 13.96%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.