Which has grown faster, AI or BILL?

Over the past five years, BILL grew revenue faster — AI at a 6.44% CAGR versus BILL at 51.27%.

Is AI or BILL more profitable?

BILL runs the higher net margin — AI at -187.95% versus BILL at 0.01%.

Which has been the better investment, AI or BILL?

Over the past 5-year, BILL delivered the higher annualized total return — AI at -29.02% versus BILL at -26.74%. Past performance doesn't predict future results.

C3.ai, Inc. (AI) vs Bill.com Holdings, Inc. (BILL)

BILL leads on 9 of 9 compared metrics.

A side-by-side comparison of C3.ai, Inc. and Bill.com Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Bill.com Holdings, Inc.

$3.30B

$33.18Technology

Total return — AI vs BILL

growth of $100 · last 6y

AI -88.2%BILL -74.9%BILL compounded faster

AI BILL

AI vs BILL: by the numbers

•BILL is the larger company ($3.30B vs $1.55B market cap).
•BILL is profitable (0.01% net margin) while AI runs a net loss (-187.95%).
•BILL grew revenue faster over the past five years (51.27% vs 6.44% CAGR).

Which is better, AI or BILL?

Metric tally: AI 0 · BILL 9

It depends on what you're optimizing for:

GrowthBILL(faster 5Y revenue CAGR)

QualityBILL(higher ROIC)

Valuation

Metric	AI	BILL
Forward P/E	—	9.93
P/S ratio	6.37	2.12●
P/B ratio	2.44	0.89●
EV / EBITDA	—	31.34
FCF yield	—	11.29%

Profitability

Metric	AI	BILL
Gross margin	30.92%	80.70%●
Operating margin	-194.86%	-3.52%●
Net margin	-187.95%	0.01%●
ROE	-71.95%	0.00%●
ROIC	-68.71%	-1.11%●

Growth (annualized)

Metric	AI	BILL
Revenue CAGR (5Y)	6.44%	51.27%●
Total return CAGR (5Y)	-29.02%	-26.74%●

Frequently asked

Which is better, AI or BILL?: It depends on your goal. growth: BILL (faster 5Y revenue CAGR); quality: BILL (higher ROIC). Across all compared metrics, BILL leads 9 to 0.
Which has grown faster, AI or BILL?: Over the past five years, BILL grew revenue faster — AI at a 6.44% CAGR versus BILL at 51.27%.
Is AI or BILL more profitable?: BILL runs the higher net margin — AI at -187.95% versus BILL at 0.01%.
Which has been the better investment, AI or BILL?: Over the past 5-year, BILL delivered the higher annualized total return — AI at -29.02% versus BILL at -26.74%. Past performance doesn't predict future results.

Go deeper

Full AI analysis Full BILL analysis Interactive comparison tool

Dig into the metrics

C3.ai P/E ratio Bill.com P/E ratio C3.ai dividend yield Bill.com dividend yield C3.ai ROE Bill.com ROE C3.ai operating margin Bill.com operating margin C3.ai revenue growth Bill.com revenue growth C3.ai free cash flow Bill.com free cash flow

C3.ai & Bill.com appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.