Is AFL or TRV cheaper?

On trailing earnings, TRV is cheaper: AFL trades at a 13.45 P/E and TRV at 9.06.

Which has grown faster, AFL or TRV?

Over the past five years, TRV grew revenue faster — AFL at a -4.37% CAGR versus TRV at 8.61%.

Does AFL or TRV pay a bigger dividend?

AFL yields 2.02% and TRV yields 1.49% based on trailing dividends and the latest price.

Is AFL or TRV more profitable?

AFL runs the higher net margin — AFL at 25.44% versus TRV at 15.54%.

Which has been the better investment, AFL or TRV?

Over the past 10-year, AFL delivered the higher annualized total return — AFL at 15.72% versus TRV at 12.75%. Past performance doesn't predict future results.

Aflac Incorporated (AFL) vs The Travelers Companies, Inc. (TRV)

TRV leads on 12 of 17 compared metrics.

A side-by-side comparison of Aflac Incorporated and The Travelers Companies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

AFL

Aflac Incorporated

$59.96B

$117.80Financial Services

TRV

The Travelers Companies, Inc.

$64.74B

$304.46Financial Services

Total return — AFL vs TRV

growth of $100 · last 30y

AFL +3083.8%TRV +1057.2%AFL compounded faster

AFL TRV

AFL vs TRV: by the numbers

•TRV is the larger company ($64.74B vs $59.96B market cap).
•TRV trades at the lower earnings multiple (9.06 vs 13.45 P/E).
•AFL converts more revenue to profit (25.44% vs 15.54% net margin).
•TRV grew revenue faster over the past five years (8.61% vs -4.37% CAGR).
•AFL pays the higher dividend yield (2.02% vs 1.49%).

Which is better, AFL or TRV?

Metric tally: AFL 5 · TRV 12

It depends on what you're optimizing for:

ValueTRV(lower P/E)

GrowthTRV(faster 5Y revenue CAGR)

IncomeAFL(higher dividend yield)

QualityTRV(higher ROIC)

Valuation

Metric	AFL	TRV
P/E ratio	13.45	9.06●
Forward P/E	16.68	10.85●
P/S ratio	3.33	1.36●
P/B ratio	2.70	2.08●
PEG ratio	26.89	0.37●
EV / EBITDA	9.48	7.11●
FCF yield	4.84%	17.21%●

Profitability

Metric	AFL	TRV
Gross margin	47.76%●	44.02%
Operating margin	30.97%●	19.30%
Net margin	25.44%●	15.54%
ROE	20.66%	23.77%●
ROIC	3.21%	12.10%●

Dividends

Metric	AFL	TRV
Dividend yield	2.02%●	1.49%
Payout ratio	34.69%	16.34%

Growth (annualized)

Metric	AFL	TRV
Revenue CAGR (5Y)	-4.37%	8.61%●
EPS CAGR (5Y)	0.50%	21.40%●
FCF CAGR (5Y)	-13.07%	10.08%●
Total return CAGR (5Y)	18.59%●	16.77%

Frequently asked

Which is better, AFL or TRV?: It depends on your goal. value: TRV (lower P/E); growth: TRV (faster 5Y revenue CAGR); income: AFL (higher dividend yield); quality: TRV (higher ROIC). Across all compared metrics, TRV leads 12 to 5.
Is AFL or TRV cheaper?: On trailing earnings, TRV is cheaper: AFL trades at a 13.45 P/E and TRV at 9.06.
Which has grown faster, AFL or TRV?: Over the past five years, TRV grew revenue faster — AFL at a -4.37% CAGR versus TRV at 8.61%.
Does AFL or TRV pay a bigger dividend?: AFL yields 2.02% and TRV yields 1.49% based on trailing dividends and the latest price.
Is AFL or TRV more profitable?: AFL runs the higher net margin — AFL at 25.44% versus TRV at 15.54%.
Which has been the better investment, AFL or TRV?: Over the past 10-year, AFL delivered the higher annualized total return — AFL at 15.72% versus TRV at 12.75%. Past performance doesn't predict future results.

Go deeper

Full AFL analysis Full TRV analysis Interactive comparison tool

Dig into the metrics

Aflac P/E ratio Travelers Companies P/E ratio Aflac dividend yield Travelers Companies dividend yield Aflac ROE Travelers Companies ROE Aflac operating margin Travelers Companies operating margin Aflac revenue growth Travelers Companies revenue growth Aflac free cash flow Travelers Companies free cash flow

Aflac & Travelers Companies appear in these rankings

Highest Dividend Yield Stocks Dividend Aristocrats Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.