Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.21% is 16% above its 5-year average of 1.04%, near the high end of its 5-year range (0.76%–1.27%).
5.68% above its 12-month average of 1.15%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
1.21%
RETURN ON ASSETS (ROA) AVG TTM
1.15%
RETURN ON ASSETS (ROA) AVG 3Y
0.99%
RETURN ON ASSETS (ROA) AVG 5Y
1.04%
RETURN ON ASSETS (ROA) AVG 10Y
0.95%
RETURN ON ASSETS (ROA) AVG 15Y
0.78%
RETURN ON ASSETS (ROA) AVG 20Y
0.69%
CURRENT VS TTM AVG
+5.68%
CURRENT VS 3Y AVG
+21.61%
CURRENT VS 5Y AVG
+16.35%
CURRENT VS 10Y AVG
+26.76%
CURRENT VS 15Y AVG
+56.00%
CURRENT VS 20Y AVG
+75.24%
SECTOR MEDIAN · FINANCIAL SERVICES
2.46%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-50.71%
vs the sector median at left
Morgan Stanley
Market Cap
$342.27B
Return on Assets (ROA)
1.21%
TTM Avg
1.15%
3Y Avg
0.99%
5Y Avg
1.04%
Market Cap
$305.10B
Return on Assets (ROA)
0.99%
TTM Avg
0.90%
3Y Avg
0.77%
5Y Avg
0.90%
Market Cap
$266.96B
Return on Assets (ROA)
0.99%
TTM Avg
1.00%
3Y Avg
0.93%
5Y Avg
0.84%
Market Cap
$443.57B
Return on Assets (ROA)
0.96%
TTM Avg
0.86%
3Y Avg
0.86%
5Y Avg
0.85%
Market Cap
$220.52B
Return on Assets (ROA)
3.71%
TTM Avg
3.67%
3Y Avg
3.46%
5Y Avg
3.29%
Market Cap
$203.67B
Return on Assets (ROA)
0.78%
TTM Avg
0.70%
3Y Avg
0.72%
5Y Avg
0.73%
Market Cap
$187.06B
Return on Assets (ROA)
1.95%
TTM Avg
1.52%
3Y Avg
1.34%
5Y Avg
1.14%
Market Cap
$499.86B
Return on Assets (ROA)
28.18%
TTM Avg
27.21%
3Y Avg
26.61%
5Y Avg
24.76%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Morgan Stanley (MS) | $342.27B | 1.21% | 1.15% | 0.99% | 1.04% |
| The Goldman Sachs Group, Inc. (GS)vs › | $305.10B | 0.99% | 0.90% | 0.77% | 0.90% |
| Wells Fargo & Company (WFC)vs › | $266.96B | 0.99% | 1.00% | 0.93% | 0.84% |
| Bank of America Corporation (BAC)vs › | $443.57B | 0.96% | 0.86% | 0.86% | 0.85% |
| Citigroup Inc. (C)vs › | $235.10B | 0.62% | 0.54% | 0.52% | 0.59% |
| American Express Company (AXP)vs › | $220.52B | 3.71% | 3.67% | 3.46% | 3.29% |
| The Toronto-Dominion Bank (TD)vs › | $203.67B | 0.78% | 0.70% | 0.72% | 0.73% |
| The Charles Schwab Corporation (SCHW)vs › | $187.06B | 1.95% | 1.52% | 1.34% | 1.14% |
| Mastercard Incorporated (MA)vs › | $499.86B | 28.18% | 27.21% | 26.61% | 24.76% |
| Invesco QQQ Trust, Series 1 (QQQ)vs › | $511.87B | N/A | N/A | N/A | N/A |
ROA
1.2%
ROE
18.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.19% |
| 2024-12-31 | 1.10% |
| 2023-12-31 | 0.76% |
| 2022-12-31 | 0.93% |
| 2021-12-31 | 1.27% |
| 2020-12-31 | 0.99% |
| 2019-12-31 | 1.01% |
| 2018-12-31 | 1.02% |
| 2017-12-31 | 0.72% |
| 2016-12-31 | 0.73% |
| 2015-12-31 | 0.78% |
| 2014-12-31 | 0.43% |
| 2013-12-31 | 0.35% |
| 2012-12-31 | 0.01% |
| 2011-12-31 | 0.54% |
| 2010-12-31 | 0.58% |
| 2009-12-31 | 0.17% |
| 2008-11-30 | 0.25% |
| 2007-11-30 | 0.31% |
| 2006-11-30 | 0.67% |
| 2005-11-30 | 0.55% |
| 2004-11-30 | 0.60% |
| 2003-11-30 | 0.63% |
| 2002-11-30 | 0.56% |
| 2001-11-30 | 0.73% |
| 2000-11-30 | 1.30% |
| 1999-11-30 | 1.31% |
| 1998-11-30 | 1.03% |
| 1997-11-30 | 0.86% |
| 1996-12-31 | 2.24% |
