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Mastercard Incorporated (MA) EV/EBITDA Ratio: 21.10x

Is Mastercard Incorporated’s EV/EBITDA ratio high or low?

Mastercard Incorporated's EV/EBITDA ratio of 21.10x is 28% below its 5-year average of 29.14x, near the low end of its 5-year range (20.35x–44.44x).

The EV/EBITDA ratio for Mastercard Incorporated (MA) is 21.10x as of Wednesday, June 10, 2026. It is below its 12-month average by 19.94% (26.36x).

MA EV/EBITDA Ratio Chart

MA EV/EBITDA Ratio
21.10x-33.40% 1Y
Zoom

MA Average EV/EBITDA Ratio Chart

MA Current vs Average EV/EBITDA Ratio Chart

MA EV/EBITDA Ratio Metrics

EV/EBITDA RATIO

21.10x

EV/EBITDA RATIO AVG TTM

26.36x

EV/EBITDA RATIO AVG 3Y

28.04x

EV/EBITDA RATIO AVG 5Y

29.14x

EV/EBITDA RATIO AVG 10Y

28.63x

EV/EBITDA RATIO AVG 15Y

24.79x

EV/EBITDA RATIO AVG 20Y

36.54x

CURRENT VS TTM AVG

-19.94%

CURRENT VS 3Y AVG

-24.76%

CURRENT VS 5Y AVG

-27.59%

CURRENT VS 10Y AVG

-26.31%

CURRENT VS 15Y AVG

-14.90%

CURRENT VS 20Y AVG

-42.26%

MA Competitors' EV/EBITDA Ratio

NAMEMARKET CAPEV/EBITDA RATIOTTM3Y5Y
Mastercard Incorporated (MA)21.10x26.36x28.04x29.14x
Bank of America Corporation (BAC)$388.93B13.12x21.87x21.04x19.41x
Invesco QQQ Trust, Series 1 (QQQ)$488.15BN/AN/AN/AN/A
Morgan Stanley (MS)$327.17B21.74x23.42x24.14x21.47x
The Goldman Sachs Group, Inc. (GS)$296.20B42.20x32.84x31.18x24.93x
Wells Fargo & Company (WFC)$251.58B17.11x15.24x11.88x9.71x
Vanguard Total Stock Market ETF (VTI)$617.39BN/AN/AN/AN/A
Visa Inc. (V)$619.81B22.56x24.98x24.53x25.12x
Citigroup Inc. (C)$228.07B39.94x26.46x24.70x19.49x
American Express Company (AXP)$214.47B12.08x15.23x13.73x13.09x

EV/EBITDA vs. its own history

At 21.1, EV/EBITDA is in its normal range — richer than 44% of its 19-year range.

19-year low

8.3

median

23.4

19-year high

1085.4

cheaperricher

Understanding EV/EBITDA

Enterprise Value (EV) = Market Cap + Total Debt - Cash

EBITDA = Earnings Before Interest, Taxes, Depreciation & Amortization

EV/EBITDA is commonly used for comparing companies because:

  • It accounts for debt levels (capital structure neutral)
  • It removes effects of different depreciation policies
  • It can be compared across countries with different tax rates
  • It can remain available when net income is negative, if EBITDA is positive

Mastercard Incorporated EV/EBITDA Ratio Formula & Definition

EV/EBITDA = Enterprise Value / EBITDA (TTM)

Enterprise value to EBITDA is a capital-structure-neutral valuation multiple, useful for comparing companies with different debt levels and tax rates.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Mastercard Incorporated EV/EBITDA Ratio FAQ

What is the EV/EBITDA ratio for Mastercard Incorporated (MA)?
The EV/EBITDA ratio for MA stock is 21.10x.
Is Mastercard Incorporated's EV/EBITDA ratio high or low?
Mastercard Incorporated's EV/EBITDA ratio of 21.10x is 28% below its 5-year average of 29.14x, near the low end of its 5-year range (20.35x–44.44x).
What is the TTM average EV/EBITDA ratio for Mastercard Incorporated (MA)?
The TTM average EV/EBITDA ratio for MA stock is 26.36x.
What is the 3Y average EV/EBITDA ratio for Mastercard Incorporated (MA)?
The 3Y average EV/EBITDA ratio for MA stock is 28.04x.
What is the 5Y average EV/EBITDA ratio for Mastercard Incorporated (MA)?
The 5Y average EV/EBITDA ratio for MA stock is 29.14x.
What is the 10Y average EV/EBITDA ratio for Mastercard Incorporated (MA)?
The 10Y average EV/EBITDA ratio for MA stock is 28.63x.
What is the 15Y average EV/EBITDA ratio for Mastercard Incorporated (MA)?
The 15Y average EV/EBITDA ratio for MA stock is 24.79x.
What is the 20Y average EV/EBITDA ratio for Mastercard Incorporated (MA)?
The 20Y average EV/EBITDA ratio for MA stock is 36.54x.

Mastercard Incorporated EV/EBITDA Ratio History

DATEEV/EBITDA RATIO
2026-06-1021.10x
2026-06-0921.35x
2026-06-0820.95x
2026-06-0521.17x
2026-06-0420.78x
2026-06-0320.35x
2026-06-0220.61x
2026-06-0121.35x
2026-05-2921.30x
2026-05-2821.29x
2026-05-2721.34x
2026-05-2621.26x
2026-05-2221.49x
2026-05-2121.53x
2026-05-2021.47x
2026-05-1921.54x
2026-05-1821.79x
2026-05-1521.31x
2026-05-1421.13x
2026-05-1321.16x
2026-05-1221.54x
2026-05-1121.46x
2026-05-0821.36x
2026-05-0721.59x
2026-05-0621.21x
2026-05-0521.43x
2026-05-0421.75x
2026-05-0121.36x
2026-04-3021.67x
2026-04-2923.77x
2026-04-2822.99x
2026-04-2722.94x
2026-04-2422.84x
2026-04-2322.76x
2026-04-2223.10x
2026-04-2123.16x
2026-04-2023.39x
2026-04-1723.60x
2026-04-1623.48x
2026-04-1523.54x
2026-04-1423.24x
2026-04-1323.03x
2026-04-1022.59x
2026-04-0922.81x
2026-04-0822.97x
2026-04-0722.58x
2026-04-0622.72x
2026-04-0222.36x
2026-04-0122.28x
2026-03-3122.64x
2026-03-3022.39x
2026-03-2721.95x
2026-03-2622.69x
2026-03-2522.77x
2026-03-2422.60x
2026-03-2322.67x
2026-03-2022.49x
2026-03-1922.26x
2026-03-1822.14x
2026-03-1722.94x
2026-03-1623.03x
2026-03-1322.56x
2026-03-1222.53x
2026-03-1122.83x
2026-03-1023.31x
2026-03-0923.44x
2026-03-0623.65x
2026-03-0523.75x
2026-03-0423.67x
2026-03-0323.73x
2026-03-0223.59x
2026-02-2723.42x
2026-02-2623.31x
2026-02-2523.07x
2026-02-2422.56x
2026-02-2322.48x
2026-02-2023.83x
2026-02-1923.55x
2026-02-1823.90x
2026-02-1723.63x
2026-02-1323.47x
2026-02-1223.87x
2026-02-1124.32x
2026-02-1025.80x
2026-02-0925.56x
2026-02-0626.19x
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2026-02-0326.28x
2026-02-0226.50x
2026-01-3025.72x
2026-01-2925.95x
2026-01-2824.91x
2026-01-2724.86x
2026-01-2625.19x
2026-01-2325.06x
2026-01-2225.44x
2026-01-2125.20x
2026-01-2025.39x
2026-01-1625.76x
2026-01-1525.90x
2026-01-1426.10x
2026-01-1326.01x
2026-01-1227.01x
2026-01-0927.45x
2026-01-0827.66x
2026-01-0727.65x
2026-01-0627.67x
2026-01-0527.12x
2026-01-0226.86x
2025-12-3127.23x
2025-12-3027.54x
2025-12-2927.56x
2025-12-2627.64x
2025-12-2427.63x
2025-12-2327.48x
2025-12-2227.45x
2025-12-1927.29x
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2025-12-1726.97x
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2025-12-1227.28x
2025-12-1126.88x
2025-12-1025.73x
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2025-12-0226.06x
2025-12-0125.97x
2025-11-2826.27x
2025-11-2626.01x
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2025-11-2425.68x
2025-11-2125.80x
2025-11-2025.21x
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2025-11-1725.63x
2025-11-1426.05x
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2025-11-1226.78x
2025-11-1126.64x
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2025-11-0726.34x
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2025-10-3126.34x
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2025-10-2928.26x
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2025-10-2729.15x
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2025-10-2028.85x
2025-10-1728.58x
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2025-10-1528.67x
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2025-07-3128.85x
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2025-07-2830.56x
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2025-07-2129.85x
2025-07-1829.74x
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2025-07-1429.76x
2025-07-1129.61x
2025-07-1030.31x
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2025-06-0331.29x
2025-06-0231.25x
2025-05-3031.48x
2025-05-2931.06x

Showing the most recent 260 of 4,717 data points. The chart above shows the full history.

About Mastercard Incorporated

Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.

Purchase, NY
35,300 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Michael Miebach