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The Hartford Financial Services Group, Inc. (HIG)
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The Hartford Financial Services Group, Inc. (HIG) EV/EBITDA Ratio: 7.27x

Is The Hartford Financial Services Group, Inc.’s EV/EBITDA ratio high or low?

The Hartford Financial Services Group, Inc.'s EV/EBITDA ratio of 7.27x is 18% below its 5-year average of 8.85x, near the low end of its 5-year range (6.59x–10.39x).

The EV/EBITDA ratio for The Hartford Financial Services Group, Inc. (HIG) is 7.27x as of Wednesday, June 10, 2026. It is below its 12-month average by 16.18% (8.67x).

HIG EV/EBITDA Ratio Chart

HIG EV/EBITDA Ratio
7.27x-26.64% 1Y
Zoom

HIG Average EV/EBITDA Ratio Chart

HIG Current vs Average EV/EBITDA Ratio Chart

HIG EV/EBITDA Ratio Metrics

EV/EBITDA RATIO

7.27x

EV/EBITDA RATIO AVG TTM

8.67x

EV/EBITDA RATIO AVG 3Y

9.01x

EV/EBITDA RATIO AVG 5Y

8.85x

EV/EBITDA RATIO AVG 10Y

10.71x

EV/EBITDA RATIO AVG 15Y

15.30x

EV/EBITDA RATIO AVG 20Y

13.60x

CURRENT VS TTM AVG

-16.18%

CURRENT VS 3Y AVG

-19.31%

CURRENT VS 5Y AVG

-17.82%

CURRENT VS 10Y AVG

-32.11%

CURRENT VS 15Y AVG

-52.48%

CURRENT VS 20Y AVG

-46.55%

HIG Competitors' EV/EBITDA Ratio

NAMEMARKET CAPEV/EBITDA RATIOTTM3Y5Y
The Hartford Financial Services Group, Inc. (HIG)7.27x8.67x9.01x8.85x
PayPal Holdings, Inc. (PYPL)$35.90B5.51x8.18x10.19x17.38x
Prudential Financial, Inc. (PRU)$36.78B8.35x12.89x43.42x43.41x
American International Group, Inc. (AIG)$39.92B6.26x6.40x8.91x7.48x
Coinbase Global, Inc. (COIN)$40.56B30.44x27.54x62.54x48.48x
MSCI Inc. (MSCI)$44.05B25.47x25.94x27.59x32.05x
State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)$44.24BN/AN/AN/AN/A
Cincinnati Financial Corporation (CINF)$25.81B7.08x9.09x12.60x37.82x
Willis Towers Watson Public Limited Company (WTW)$25.17B11.33x11.21x13.72x12.89x
Synchrony Financial (SYF)$23.58B4.07x5.03x4.54x4.57x

EV/EBITDA vs. its own history

At 7.3, EV/EBITDA is cheaper than usual — richer than 20% of its 20-year range.

20-year low

2.5

median

9.0

20-year high

216.3

cheaperricher

Understanding EV/EBITDA

Enterprise Value (EV) = Market Cap + Total Debt - Cash

EBITDA = Earnings Before Interest, Taxes, Depreciation & Amortization

EV/EBITDA is commonly used for comparing companies because:

  • It accounts for debt levels (capital structure neutral)
  • It removes effects of different depreciation policies
  • It can be compared across countries with different tax rates
  • It can remain available when net income is negative, if EBITDA is positive

The Hartford Financial Services Group, Inc. EV/EBITDA Ratio Formula & Definition

EV/EBITDA = Enterprise Value / EBITDA (TTM)

Enterprise value to EBITDA is a capital-structure-neutral valuation multiple, useful for comparing companies with different debt levels and tax rates.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

The Hartford Financial Services Group, Inc. EV/EBITDA Ratio FAQ

What is the EV/EBITDA ratio for The Hartford Financial Services Group, Inc. (HIG)?
The EV/EBITDA ratio for HIG stock is 7.27x.
Is The Hartford Financial Services Group, Inc.'s EV/EBITDA ratio high or low?
The Hartford Financial Services Group, Inc.'s EV/EBITDA ratio of 7.27x is 18% below its 5-year average of 8.85x, near the low end of its 5-year range (6.59x–10.39x).
What is the TTM average EV/EBITDA ratio for The Hartford Financial Services Group, Inc. (HIG)?
The TTM average EV/EBITDA ratio for HIG stock is 8.67x.
What is the 3Y average EV/EBITDA ratio for The Hartford Financial Services Group, Inc. (HIG)?
The 3Y average EV/EBITDA ratio for HIG stock is 9.01x.
What is the 5Y average EV/EBITDA ratio for The Hartford Financial Services Group, Inc. (HIG)?
The 5Y average EV/EBITDA ratio for HIG stock is 8.85x.
What is the 10Y average EV/EBITDA ratio for The Hartford Financial Services Group, Inc. (HIG)?
The 10Y average EV/EBITDA ratio for HIG stock is 10.71x.
What is the 15Y average EV/EBITDA ratio for The Hartford Financial Services Group, Inc. (HIG)?
The 15Y average EV/EBITDA ratio for HIG stock is 15.30x.
What is the 20Y average EV/EBITDA ratio for The Hartford Financial Services Group, Inc. (HIG)?
The 20Y average EV/EBITDA ratio for HIG stock is 13.60x.

The Hartford Financial Services Group, Inc. EV/EBITDA Ratio History

DATEEV/EBITDA RATIO
2026-06-107.27x
2026-06-097.20x
2026-06-087.13x
2026-06-057.36x
2026-06-047.12x
2026-06-037.05x
2026-06-027.11x
2026-06-017.08x
2026-05-297.11x
2026-05-287.20x
2026-05-277.34x
2026-05-267.52x
2026-05-227.55x
2026-05-217.55x
2026-05-207.59x
2026-05-197.50x
2026-05-187.58x
2026-05-157.45x
2026-05-147.47x
2026-05-137.38x
2026-05-127.41x
2026-05-117.36x
2026-05-087.35x
2026-05-077.39x
2026-05-067.43x
2026-05-057.46x
2026-05-047.44x
2026-05-017.54x
2026-04-307.59x
2026-04-297.59x
2026-04-287.69x
2026-04-277.59x
2026-04-247.48x
2026-04-237.73x
2026-04-228.08x
2026-04-218.13x
2026-04-208.12x
2026-04-178.17x
2026-04-168.09x
2026-04-158.11x
2026-04-148.11x
2026-04-138.13x
2026-04-108.03x
2026-04-098.20x
2026-04-088.12x
2026-04-077.96x
2026-04-067.99x
2026-04-027.98x
2026-04-017.90x
2026-03-317.93x
2026-03-307.89x
2026-03-277.77x
2026-03-267.91x
2026-03-257.87x
2026-03-247.94x
2026-03-237.94x
2026-03-207.79x
2026-03-197.72x
2026-03-187.79x
2026-03-177.93x
2026-03-167.90x
2026-03-137.81x
2026-03-127.88x
2026-03-117.91x
2026-03-108.03x
2026-03-098.07x
2026-03-068.14x
2026-03-058.16x
2026-03-048.29x
2026-03-038.24x
2026-03-028.28x
2026-02-278.22x
2026-02-268.24x
2026-02-258.24x
2026-02-248.21x
2026-02-238.21x
2026-02-208.30x
2026-02-198.99x
2026-02-189.05x
2026-02-179.18x
2026-02-139.05x
2026-02-129.08x
2026-02-119.09x
2026-02-109.07x
2026-02-098.94x
2026-02-069.12x
2026-02-059.11x
2026-02-049.02x
2026-02-038.88x
2026-02-028.81x
2026-01-308.69x
2026-01-298.53x
2026-01-288.43x
2026-01-278.41x
2026-01-268.44x
2026-01-238.32x
2026-01-228.39x
2026-01-218.37x
2026-01-208.33x
2026-01-168.37x
2026-01-158.44x
2026-01-148.51x
2026-01-138.50x
2026-01-128.70x
2026-01-098.76x
2026-01-088.85x
2026-01-078.74x
2026-01-068.80x
2026-01-058.84x
2026-01-028.81x
2025-12-318.85x
2025-12-308.91x
2025-12-298.91x
2025-12-268.90x
2025-12-248.96x
2025-12-238.92x
2025-12-228.95x
2025-12-198.92x
2025-12-188.91x
2025-12-178.88x
2025-12-168.85x
2025-12-158.90x
2025-12-128.70x
2025-12-118.70x
2025-12-108.41x
2025-12-098.40x
2025-12-088.38x
2025-12-058.36x
2025-12-048.50x
2025-12-038.57x
2025-12-028.69x
2025-12-018.71x
2025-11-288.80x
2025-11-268.82x
2025-11-258.83x
2025-11-248.78x
2025-11-218.77x
2025-11-208.67x
2025-11-198.52x
2025-11-188.58x
2025-11-178.51x
2025-11-148.62x
2025-11-138.61x
2025-11-128.55x
2025-11-118.46x
2025-11-108.44x
2025-11-078.36x
2025-11-068.28x
2025-11-058.29x
2025-11-048.28x
2025-11-038.06x
2025-10-318.06x
2025-10-308.02x
2025-10-297.95x
2025-10-287.97x
2025-10-278.10x
2025-10-248.91x
2025-10-238.92x
2025-10-228.90x
2025-10-218.91x
2025-10-208.83x
2025-10-178.87x
2025-10-168.84x
2025-10-159.14x
2025-10-149.30x
2025-10-139.14x
2025-10-109.16x
2025-10-099.23x
2025-10-089.42x
2025-10-079.47x
2025-10-069.39x
2025-10-039.45x
2025-10-029.41x
2025-10-019.41x
2025-09-309.44x
2025-09-299.37x
2025-09-269.42x
2025-09-259.32x
2025-09-249.34x
2025-09-239.34x
2025-09-229.27x
2025-09-199.29x
2025-09-189.31x
2025-09-179.27x
2025-09-169.20x
2025-09-159.32x
2025-09-129.39x
2025-09-119.43x
2025-09-109.30x
2025-09-099.28x
2025-09-089.27x
2025-09-059.33x
2025-09-049.52x
2025-09-039.43x
2025-09-029.35x
2025-08-299.37x
2025-08-289.37x
2025-08-279.42x
2025-08-269.41x
2025-08-259.39x
2025-08-229.48x
2025-08-219.43x
2025-08-209.48x
2025-08-199.34x
2025-08-189.21x
2025-08-159.26x
2025-08-149.31x
2025-08-139.28x
2025-08-129.16x
2025-08-119.12x
2025-08-089.11x
2025-08-079.05x
2025-08-069.15x
2025-08-059.07x
2025-08-048.98x
2025-08-018.78x
2025-07-318.87x
2025-07-308.88x
2025-07-298.88x
2025-07-288.67x
2025-07-259.80x
2025-07-249.78x
2025-07-239.79x
2025-07-229.79x
2025-07-219.66x
2025-07-189.76x
2025-07-179.73x
2025-07-169.60x
2025-07-159.54x
2025-07-149.77x
2025-07-119.63x
2025-07-109.70x
2025-07-099.69x
2025-07-089.74x
2025-07-079.81x
2025-07-039.92x
2025-07-029.77x
2025-07-0110.03x
2025-06-3010.05x
2025-06-279.89x
2025-06-269.90x
2025-06-259.85x
2025-06-2410.03x
2025-06-2310.09x
2025-06-2010.00x
2025-06-189.91x
2025-06-179.95x
2025-06-169.98x
2025-06-139.93x
2025-06-1210.01x
2025-06-119.87x
2025-06-109.91x
2025-06-0910.05x
2025-06-0610.22x
2025-06-0510.13x
2025-06-0410.13x
2025-06-0310.27x
2025-06-0210.26x
2025-05-3010.26x
2025-05-2910.29x

Showing the most recent 260 of 4,488 data points. The chart above shows the full history.

About The Hartford Financial Services Group, Inc.

The Hartford Financial Services Group, Inc., founded in 1810 and headquartered in Hartford, Connecticut, operates globally, providing a comprehensive array of insurance and financial services to individual and business clients in the United States, United Kingdom, and other international markets. Its Commercial Lines division delivers a full suite of property, casualty, and specialty insurance offerings, including workers' compensation, automobile, general liability, umbrella, various bond types, marine, livestock, and reinsurance. This segment also provides tailored risk management and insurance solutions like professional liability and surety, distributed through a wide network including regional offices, branches, sales and service centers, independent agents, brokers, wholesale channels, and reinsurance brokers. The Personal Lines segment caters to individuals with automobile, homeowners, and personal umbrella coverages, made available directly to consumers and through independent agents. Separately, Property & Casualty Other Operations addresses specific liabilities such as asbestos and environmental exposures. The Group Benefits segment supplies group life, disability, and other collective insurance products to employer groups, associations, and affinity organizations, either directly or by reinsuring other carriers. These offerings include both employer-paid and voluntary options, as well as disability underwriting, administration, and claims processing for self-funded plans and integrated leave management solutions. Distribution for this segment occurs through brokers, consultants, third-party administrators, trade associations, and private exchanges. Finally, Hartford Funds offers investment products designed for retail and retirement accounts, including exchange-traded products, distributed via broker-dealers, independent financial advisors, defined contribution platforms, financial consultants, bank trust departments, and registered investment advisors. This segment also provides essential investment management and administrative services, from product design to oversight.

Hartford, CT
19,100 employees
Financial Services / Insurance - Property & Casualty
Sector
Financial Services
Industry
Insurance - Property & Casualty
CEO
Christopher Jerome Swift