{"symbol":"PBFS","name":"Pioneer Bancorp, Inc.","sector":"Financial Services","industry":"Banks - Regional","currency":"USD","reportedCurrency":"USD","asOf":{"dataUpdatedAt":"2026-10-06T15:05:22.204Z","note":"lastClose is the verified official regular-session close; latestPrice is a regular-session quote and may be delayed. Fundamentals are trailing-twelve-month unless suffixed otherwise."},"price":{"lastClose":17.54,"lastCloseDate":"2026-10-06","latestPrice":17.535,"priceSource":"fmp-delayed","change":0.16499999999999915,"changePercent":0.9499136442141574,"marketCap":439721688,"high52Week":19.91,"low52Week":12.64,"returnYtdPercent":31.01,"return1YPercent":35.22},"valuation":{"peRatio":25.41,"peRatioForward":null,"psRatio":3.26,"pbRatio":null,"pfcfRatio":null,"pegRatio":0.31,"evToEbitda":null,"evToSales":null,"earningsYieldPercent":3.93,"fcfYieldPercent":null},"profitability":{"grossMarginPercent":null,"operatingMarginPercent":15.89,"netMarginPercent":12.49,"roePercent":5.13,"roaPercent":0.76,"roicPercent":null},"financialHealth":{"currentRatio":null,"quickRatio":null,"debtToEquity":0,"interestCoverage":null},"dividends":{"yieldPercent":null,"payoutRatioPercent":null,"dividendPerShare":null,"consecutiveYears":0},"growthCagrPercent":{"revenue":{"y3":16.54,"y5":17.71,"y10":null},"grossProfit":{"y3":7.32,"y5":12.98,"y10":null},"netIncome":{"y3":-8.44,"y5":73.34,"y10":null},"eps":{"y3":16.66,"y5":80.78,"y10":null},"freeCashFlow":{"y3":null,"y5":null,"y10":null},"dividends":{"y3":null,"y5":null,"y10":null},"totalReturn":{"y3":27.09,"y5":6.35,"y10":null}},"links":{"overview":"https://tgmcharts.com/stocks/PBFS","metrics":"https://tgmcharts.com/stocks/PBFS/metrics","financials":"https://tgmcharts.com/stocks/PBFS/financials","docs":"https://tgmcharts.com/llms.txt"},"applicability":{"freeCashFlow":"free cash flow is unavailable for Pioneer Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.","enterpriseValue":"EV/EBITDA is unavailable for Pioneer Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.","earnings":"applicable"},"classification":{"type":"bank","flags":{"adr":false,"foreignFiler":false,"semiannualReporter":false,"fund":false}}}