{"symbol":"OSBC","name":"Old Second Bancorp, Inc.","sector":"Financial Services","industry":"Banks - Regional","currency":"USD","reportedCurrency":"USD","asOf":{"dataUpdatedAt":"2026-10-06T14:54:34.635Z","note":"lastClose is the verified official regular-session close; latestPrice is a regular-session quote and may be delayed. Fundamentals are trailing-twelve-month unless suffixed otherwise."},"price":{"lastClose":24.87,"lastCloseDate":"2026-10-05","latestPrice":25.0375,"priceSource":"fmp-delayed","change":0.16750000000000043,"changePercent":0.6735022114998006,"marketCap":1287738715,"high52Week":26.06,"low52Week":16.65,"returnYtdPercent":29.46,"return1YPercent":44.01},"valuation":{"peRatio":14.39,"peRatioForward":11.43,"psRatio":3,"pbRatio":1.43,"pfcfRatio":null,"pegRatio":1.2,"evToEbitda":null,"evToSales":null,"earningsYieldPercent":6.95,"fcfYieldPercent":null},"profitability":{"grossMarginPercent":null,"operatingMarginPercent":29.6,"netMarginPercent":21.5,"roePercent":10.24,"roaPercent":1.35,"roicPercent":null},"financialHealth":{"currentRatio":null,"quickRatio":null,"debtToEquity":0.52,"interestCoverage":null},"dividends":{"yieldPercent":1.11,"payoutRatioPercent":16.09,"dividendPerShare":0.28,"consecutiveYears":2},"growthCagrPercent":{"revenue":{"y3":12.66,"y5":25.53,"y10":16.22},"grossProfit":{"y3":8.76,"y5":20.43,"y10":14.53},"netIncome":{"y3":-1.79,"y5":18.83,"y10":20.01},"eps":{"y3":-10.55,"y5":11.78,"y10":13.55},"freeCashFlow":{"y3":null,"y5":null,"y10":null},"dividends":{"y3":7.72,"y5":44.28,"y10":null},"totalReturn":{"y3":23.91,"y5":14.78,"y10":12.68}},"links":{"overview":"https://tgmcharts.com/stocks/OSBC","metrics":"https://tgmcharts.com/stocks/OSBC/metrics","financials":"https://tgmcharts.com/stocks/OSBC/financials","docs":"https://tgmcharts.com/llms.txt"},"applicability":{"freeCashFlow":"free cash flow is unavailable for Old Second Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.","enterpriseValue":"EV/EBITDA is unavailable for Old Second Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.","earnings":"applicable"},"classification":{"type":"bank","flags":{"adr":false,"foreignFiler":false,"semiannualReporter":false,"fund":false}}}