{"symbol":"CZWI","name":"Citizens Community Bancorp, Inc.","sector":"Financial Services","industry":"Banks - Regional","currency":"USD","reportedCurrency":"USD","asOf":{"dataUpdatedAt":"2026-10-06T10:43:22.819Z","note":"lastClose is the verified official regular-session close; latestPrice is a regular-session quote and may be delayed. Fundamentals are trailing-twelve-month unless suffixed otherwise."},"price":{"lastClose":21.31,"lastCloseDate":"2026-10-05","latestPrice":21.5275,"priceSource":"fmp-delayed","change":0.21750000000000114,"changePercent":1.0206475832942334,"marketCap":207613578,"high52Week":24.43,"low52Week":14.61,"returnYtdPercent":19.58,"return1YPercent":34.19},"valuation":{"peRatio":16.43,"peRatioForward":15.11,"psRatio":2.37,"pbRatio":1.09,"pfcfRatio":null,"pegRatio":3.24,"evToEbitda":null,"evToSales":null,"earningsYieldPercent":6.09,"fcfYieldPercent":null},"profitability":{"grossMarginPercent":null,"operatingMarginPercent":1.78,"netMarginPercent":14.64,"roePercent":6.69,"roaPercent":0.71,"roicPercent":null},"financialHealth":{"currentRatio":null,"quickRatio":null,"debtToEquity":0.27,"interestCoverage":null},"dividends":{"yieldPercent":1.48,"payoutRatioPercent":24.05,"dividendPerShare":0.32,"consecutiveYears":6},"growthCagrPercent":{"revenue":{"y3":-0.46,"y5":1.62,"y10":12.31},"grossProfit":{"y3":-8.12,"y5":-5.55,"y10":8},"netIncome":{"y3":-6.27,"y5":2.532838610511745,"y10":15.29},"eps":{"y3":8.07,"y5":5.07,"y10":11.02},"freeCashFlow":{"y3":null,"y5":null,"y10":null},"dividends":{"y3":-0.78,"y5":6.49,"y10":10.13},"totalReturn":{"y3":34.84,"y5":11.3,"y10":8.74}},"links":{"overview":"https://tgmcharts.com/stocks/CZWI","metrics":"https://tgmcharts.com/stocks/CZWI/metrics","financials":"https://tgmcharts.com/stocks/CZWI/financials","docs":"https://tgmcharts.com/llms.txt"},"applicability":{"freeCashFlow":"free cash flow is unavailable for Citizens Community Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.","enterpriseValue":"EV/EBITDA is unavailable for Citizens Community Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.","earnings":"applicable"},"classification":{"type":"bank","flags":{"adr":false,"foreignFiler":false,"semiannualReporter":false,"fund":false}}}