{"symbol":"CIVB","name":"Civista Bancshares, Inc.","sector":"Financial Services","industry":"Banks - Regional","currency":"USD","reportedCurrency":"USD","asOf":{"dataUpdatedAt":"2026-10-06T10:14:53.238Z","note":"lastClose is the verified official regular-session close; latestPrice is a regular-session quote and may be delayed. Fundamentals are trailing-twelve-month unless suffixed otherwise."},"price":{"lastClose":26.82,"lastCloseDate":"2026-10-05","latestPrice":26.7751,"priceSource":"fmp-delayed","change":-0.04490000000000194,"changePercent":-0.16741237882178203,"marketCap":556474936,"high52Week":29.97,"low52Week":19.82,"returnYtdPercent":20.7,"return1YPercent":31.15},"valuation":{"peRatio":9.92,"peRatioForward":9.43,"psRatio":2.48,"pbRatio":0.98,"pfcfRatio":null,"pegRatio":1.74,"evToEbitda":null,"evToSales":null,"earningsYieldPercent":10.08,"fcfYieldPercent":null},"profitability":{"grossMarginPercent":null,"operatingMarginPercent":21.66,"netMarginPercent":24.2,"roePercent":9.59,"roaPercent":1.27,"roicPercent":null},"financialHealth":{"currentRatio":null,"quickRatio":null,"debtToEquity":0.4,"interestCoverage":null},"dividends":{"yieldPercent":2.65,"payoutRatioPercent":26.3,"dividendPerShare":0.71,"consecutiveYears":13},"growthCagrPercent":{"revenue":{"y3":5.41,"y5":11.24,"y10":12.67},"grossProfit":{"y3":-2.12,"y5":4.57,"y10":8.43},"netIncome":{"y3":5.56,"y5":7.54,"y10":12.76},"eps":{"y3":-1.66,"y5":5.71,"y10":6.32},"freeCashFlow":{"y3":null,"y5":null,"y10":null},"dividends":{"y3":6.68,"y5":9.1,"y10":13.02},"totalReturn":{"y3":23.39,"y5":4.69,"y10":8.78}},"links":{"overview":"https://tgmcharts.com/stocks/CIVB","metrics":"https://tgmcharts.com/stocks/CIVB/metrics","financials":"https://tgmcharts.com/stocks/CIVB/financials","docs":"https://tgmcharts.com/llms.txt"},"applicability":{"freeCashFlow":"free cash flow is unavailable for Civista Bancshares, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.","enterpriseValue":"EV/EBITDA is unavailable for Civista Bancshares, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.","earnings":"applicable"},"classification":{"type":"bank","flags":{"adr":false,"foreignFiler":false,"semiannualReporter":false,"fund":false}}}